Credit union · NCUA insured
Fairmont Federal Credit Union
A $602.5M credit union headquartered in Fairmont, WV, with 45,432 members and 7 branches in West Virginia. Best rates: CDs 4.55% and savings 0.10% APY.
Fairmont Federal Credit Union Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#3 of 5 in Fairmont, WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fairmont Federal Credit Union
Fairmont Federal Credit Union was organized in 1939 as Fairmont Onized Federal Credit Union to serve employees of Owens-Illinois Glass Co.
The credit union later adopted its current name and expanded its membership charter to serve anyone living or working in Marion, Monongalia, Preston, Harrison, and Taylor counties.
Owned and democratically operated by its members, the credit union operates 9 regional branches in West Virginia.
- Headquarters
- 2 The Credit Union Way, Fairmont, WV 26554-1567
- NCUA charter
- 3439
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Marion, Monongalia, Preston, Harrison and Taylor counties.
Cost to join
- Join Fairmont Federal Credit Union for $5.
Branches
7 branches in West Virginia
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West Virginia
7 branches
Fairmont area · 3
- Gateway Connector OfficeMain office2 The Credit Union Way, Fairmont, WV 26554Directions
- White Hall9912 Mall Loop, Fairmont, WV 26554Directions
- Mannington5160 Husky Hwy, Mannington, WV 26582Directions
Clarksburg area · 2
- Charles Pointe680 Genesis Blvd, Bridgeport, WV 26330Directions
- Rose Bud600 Rosebud Plz, Clarksburg, WV 26301Directions
Morgantown area · 2
- Pineview1254 Pineview Dr, Morgantown, WV 26505Directions
- Westover12 Lawless Rd, Morgantown, WV 26501Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.97% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.69% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.88% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $70 | $76 | — |
- CapitalNet worth ratio9.97%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.69%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.88%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$70Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fairmont Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.