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Bank · FDIC insured

Southwest Missouri Bank CD Rates

Southwest Missouri Bank’s best CD rate is 4.25% APY on a 2-year CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.

How Southwest Missouri Bank’s CD rates compare

Compared with banks and credit unions near Joplin, MO-KS, where Southwest Missouri Bank has the most branches. $10,000, best rate first.

  • This bank’s best

    Southwest Missouri Bank

    4.25%APY

    Term
    24 months
    Minimum
    —
    Earns on $10,000
    $868

    Certificates of Deposit

  • Top rate

    OMB Bank

    4.65%APY

    Term
    21 months
    Minimum
    $1,000
    Earns on $10,000
    $828

    OMB Bank rates

  • 2nd-highest rate

    Guaranty Bank

    4.49%APY

    Term
    10 months
    Minimum
    $500
    Earns on $10,000
    $373

    Guaranty Bank rates

Compare CD rates near you →

Southwest Missouri Bank CD score

89

CD score

Higher than 89% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo4.09%
  • 9–15 months9–15 mo4.15%
  • 16–30 months16–30 mo4.25%
  • 31–60 months31–60 mo2.00%
  • QualifiedQualified4.25%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Southwest Missouri Bank ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details
← Southwest Missouri Bank overview