Credit union · NCUA insured
DATCU
Top CarrotA $1.8B credit union, the 285th largest of 4,329, headquartered in Corinth, TX, with 112,942 members and 15 branches in Texas. Best rates: CDs 4.15% and savings 1.50% APY.
DATCU Carrot Score
Carrot ScoreTop Carrot
Higher than 85% of U.S. banks and credit unions
#23 of 115 in Dallas, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About DATCU
Founded in 1936 during the Great Depression, DATCU was originally established as Denton County Teachers Federal Credit Union by two North Texas State College professors and eleven other educators.
The institution is a member-owned, not-for-profit financial cooperative where every member has equal ownership.
DATCU serves members across North Texas with branch locations in communities including Denton, Decatur, Flower Mound, Gainesville, Lewisville, Sanger, and The Colony.
- Headquarters
- 5940 S Interstate 35 E, Corinth, TX 76210
- NCUA charter
- 67535
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or working in Denton, Wise, Cooke, Clay, Montague, Collin, Dallas, Parker, Tarrant, Jack, or Grayson counties in Texas.
Military, government and schools
- Membership is open to students and alumni of Texas Women's University.
- Membership is open to students and alumni of the University of North Texas.
Family and household
- Membership is open to family members of current DATCU members, including parents, children, spouses, siblings, grandparents, grandchildren, stepparents, stepchildren, or stepsiblings.
Branches
15 branches in Texas
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Texas
15 branches
Dallas area · 14
- Argyle8131 Gateway Dr, Suite 200, Argyle, TX 76226Directions
- Aubrey919 S Highway 377, Aubrey, TX 76227Directions
- Corinth3005 Farm To Market Rd 2181, Corinth, TX 76210Directions
- Decatur600 W Ford St, Decatur, TX 76234Directions
- Denton East3620 Duchess Drive, Denton, TX 76209Directions
- Denton North3000 E Sherman Dr, Denton, TX 76209Directions
- Denton South3210 Teasley Ln, Denton, TX 76210Directions
- Denton West2216 Emery St, Denton, TX 76201Directions
- Unt1155 Union Cir, Rm 222, Denton, TX 76203Directions
- Flower Mound2935 Long Prairie Rd, Flower Mound, TX 75022Directions
- Highland Village1900 Briarhill BLVD, Highland Village, TX 75077Directions
- Lewisville1080 Civic Cir, Lewisville, TX 75067Directions
- Sanger618 N 10th St, Sanger, TX 76266Directions
- The Colony4190 Main St, The Colony, TX 75056Directions
Gainesville area · 1
- Gainesville834 US Hwy 82, Suite 104, Gainesville, TX 76240Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.19% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.13% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.59% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $105 | $88 | — |
- CapitalNet worth ratio17.19%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.13%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.59%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$105Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of DATCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.