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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New York

Showing 201–225 of 225 scored for CDs

  1. Watertown Savings Bank3–8 mo 0.76% · 9–15 mo 3.09% · 16–30 mo 1.28% · 31–60 mo 1.02%

    Bank · 1 branch

    63CD score#201 in New York
  2. First Federal Middletown3–8 mo 0.75% · 9–15 mo 1.66% · 16–30 mo 1.81% · 31–60 mo 1.81%

    Bank · 1 branch

    62CD score#202 in New York
  3. Circuit Federal Credit Union3–8 mo 1.76% · 9–15 mo 1.97% · 16–30 mo 1.76% · 31–60 mo 1.26%

    Credit union · 2 branches

    62CD score#203 in New York
  4. Finger Lakes Federal Credit Union3–8 mo 1.01% · 9–15 mo 1.26% · 16–30 mo 1.51% · 31–60 mo 1.66%

    Credit union · 4 branches

    62CD score#204 in New York
  5. Fox Federal Credit Union3–8 mo 1.00% · 9–15 mo 1.10% · 16–30 mo 1.51% · 31–60 mo 1.71%

    Credit union · 1 branch

    62CD score#205 in New York
  6. Brockport FCU3–8 mo 2.02% · 9–15 mo 0.60% · 16–30 mo 0.90% · 31–60 mo 1.00%

    Credit union · 1 branch

    62CD score#206 in New York
  7. EmpireONE Federal Credit Union3–8 mo — · 9–15 mo 1.26% · 16–30 mo 1.51% · 31–60 mo 1.76%

    Credit union · 2 branches

    62CD score#207 in New York
  8. Lower East Side People's FCU3–8 mo 0.50% · 9–15 mo 0.75% · 16–30 mo 1.00% · 31–60 mo 2.00%

    Credit union · 4 branches

    62CD score#208 in New York
  9. RT Federal Credit Union3–8 mo 1.15% · 9–15 mo 1.16% · 16–30 mo 1.76% · 31–60 mo —

    Credit union · 3 branches

    62CD score#209 in New York
  10. Division 726 Federal Credit Union3–8 mo 1.11% · 9–15 mo 1.31% · 16–30 mo 1.61% · 31–60 mo —

    Credit union · 1 branch

    61CD score#210 in New York
  11. Tonawanda Valley Federal Credit Union3–8 mo 2.50% · 9–15 mo 0.10% · 16–30 mo 0.15% · 31–60 mo 0.15%

    Credit union · 1 branch

    61CD score#211 in New York
  12. Orange Bank & Trust3–8 mo 1.51% · 9–15 mo 0.55% · 16–30 mo 0.60% · 31–60 mo 0.70%

    Bank · 16 branches

    61CD score#212 in New York
  13. Niagara Falls Air Force Federal Credit Union3–8 mo 0.30% · 9–15 mo 0.50% · 16–30 mo 1.00% · 31–60 mo 1.20%

    Credit union · 1 branch

    61CD score#213 in New York
  14. SeaComm Federal Credit Union3–8 mo 0.35% · 9–15 mo 0.40% · 16–30 mo 0.55% · 31–60 mo 1.40%

    Credit union · 7 branches

    61CD score#214 in New York
  15. OceanFirst Bank3–8 mo 0.05% · 9–15 mo 0.10% · 16–30 mo 0.15% · 31–60 mo 0.30%

    Bank · 36 branches

    61CD score#215 in New York
  16. Urban Upbound Federal Credit Union3–8 mo 0.50% · 9–15 mo 0.75% · 16–30 mo 1.00% · 31–60 mo —

    Credit union · 2 branches

    61CD score#215 in New York
  17. Dannemora Federal Credit Union3–8 mo 0.30% · 9–15 mo 0.35% · 16–30 mo 0.45% · 31–60 mo 1.00%

    Credit union · 5 branches

    61CD score#217 in New York
  18. Allegany First3–8 mo 0.30% · 9–15 mo 0.40% · 16–30 mo 0.60% · 31–60 mo —

    Credit union · 1 branch

    60CD score#218 in New York
  19. Niagara's Choice3–8 mo 0.10% · 9–15 mo 0.10% · 16–30 mo 0.10% · 31–60 mo 0.75%

    Credit union · 5 branches

    60CD score#219 in New York
  20. Bank of Holland3–8 mo 0.10% · 9–15 mo 0.20% · 16–30 mo 0.30% · 31–60 mo 0.60%

    Bank · 3 branches

    60CD score#220 in New York
  21. Fulton Savings Bank3–8 mo 0.15% · 9–15 mo 0.25% · 16–30 mo 0.30% · 31–60 mo 0.50%

    Bank · 6 branches

    60CD score#221 in New York
  22. Chase3–8 mo 0.01% · 9–15 mo 0.01% · 16–30 mo 0.01% · 31–60 mo 0.01%

    Bank · 579 branches

    60CD score#222 in New York
  23. LeRoy Federal Credit Union3–8 mo 0.15% · 9–15 mo 0.05% · 16–30 mo 0.05% · 31–60 mo —

    Credit union · 1 branch

    60CD score#223 in New York
  24. First Horizon Bank3–8 mo 0.10% · 9–15 mo 0.10% · 16–30 mo 0.10% · 31–60 mo 0.10%

    Bank · 1 branch

    60CD score#224 in New York
  25. Cooper's Cave Federal Credit Union3–8 mo 0.05% · 9–15 mo 0.10% · 16–30 mo 0.15% · 31–60 mo —

    Credit union · 1 branch

    60CD score#225 in New York

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 228 of the 453 institutions with a branch in New York have too few rates published or captured to score. Rankings are a preview, not awards.