Credit union · NCUA insured
Allegany First CD Rates
Top CarrotAllegany First’s best CD rate is 0.60% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Allegany First’s CD rates compare
Compared with banks and credit unions in New York, where Allegany First has the most branches. $10,000, best rate first.
This credit union’s best
Allegany First
0.60%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $120
Share Certificates
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Allegany First CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo0.40%
- 16–30 months16–30 mo0.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Allegany First ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 0.60%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.30% | $15 |
| 12 months | 0.40% | $40 |
| 18 months | 0.50% | $75 |
| 24 months | 0.60% | $120 |
Sources (2)
All captured Sep 17, 2026
Who can join Allegany First
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