Credit union · NCUA insured
Allegany First
Top CarrotA $25.6M credit union headquartered in Fillmore, NY, with 2,156 members and 1 branch in New York. Best rates: CDs 0.60% and savings 0.75% APY.
Allegany First Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#75 of 267 in New YorkHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Allegany First
Allegany First Federal Credit Union is headquartered in Fillmore, New York.
- Headquarters
- 27 W Main St, Fillmore, NY 14735
- NCUA charter
- 22883
Branches
1 branch in New York
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New York
1 branch
- Allegany First FCUMain office27 W Main St, Fillmore, NY 14735Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.91% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.06% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.78% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $31 | $59 | — |
- CapitalNet worth ratio13.91%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.06%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.78%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$31Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Allegany First are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.