Credit union · NCUA insured
Division 726 Federal Credit Union CD Rates
Division 726 Federal Credit Union’s best CD rate is 1.61% APY on a 2-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How Division 726 Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Division 726 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Division 726 Federal Credit Union
1.61%APY
- Term
- 24 months
- Minimum
- —
- Earns on $10,000
- $325
Certificates
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Division 726 Federal Credit Union CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo1.11%
- 9–15 months9–15 mo1.31%
- 16–30 months16–30 mo1.61%
- QualifiedQualified1.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Division 726 Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 1.61%APY · 5 terms
Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.00% | $25 |
| 6 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.11% | $55 |
| 12 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.31% | $131 |
| 18 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.51% | $227 |
| 24 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.61% | $325 |
Sources (1)
- div726fcu.com/share-services/share-rates · captured Sep 17, 2026
Special-purpose accounts
IRA Share Accounts
Up to 1.61%APY · 4 terms
Interest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 0.75% | $37 |
| 12 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.51% | $151 |
| 18 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 0.75% | $113 |
| 24 monthsInterest is compounded daily. APY assumes principal and interest remain on deposit for one year at the same rate. Fees could reduce earnings | 1.61% | $325 |
Sources (1)
- div726fcu.com/share-services/share-rates · captured Sep 17, 2026
Who can join Division 726 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.