Credit union · NCUA insured
Cooper's Cave Federal Credit Union
A $21.9M credit union headquartered in Glens Falls, NY, with 1,926 members and 1 branch in New York. Best rates: CDs 0.15% and savings 0.10% APY.
Cooper's Cave Federal Credit Union Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#6 of 8 in Glens Falls, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cooper's Cave Federal Credit Union
Cooper's Cave Federal Credit Union is a member-owned financial institution headquartered in Glens Falls, New York.
It operates as a not-for-profit financial cooperative serving thousands of member-owners across the state of New York and beyond.
- Headquarters
- 92 Dix Ave, Glens Falls, NY 12801-3158
- NCUA charter
- 12671
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Warren County and Washington County.
Employers and groups
- Membership is open to employees of businesses located in Warren County and Washington County.
Military, government and schools
- Membership is open to those who attend church or school in Warren County and Washington County.
Family and household
- Membership is open to family members of existing members, including spouses, partners, children, grandchildren, parents, grandparents, and siblings.
Other ways
- Membership is open to those who volunteer their time with an organization based in Warren County and Washington County.
Branches
1 branch in New York
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New York
1 branch
- Cooper's Cave Federal Credit UnionMain office92 Dix Ave, Glens Falls, NY 12801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.26% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.81% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.78% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $41 | $59 | — |
- CapitalNet worth ratio8.26%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.81%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.78%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$41Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cooper's Cave Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.