Credit union · NCUA insured
Cooper's Cave Federal Credit Union CD Rates
Cooper's Cave Federal Credit Union’s best CD rate is 0.15% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Cooper's Cave Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Glens Falls, NY, where Cooper's Cave Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cooper's Cave Federal Credit Union
0.15%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $30
Certificate of Deposit (CD)
Top rate
Adirondack Trust Company
4.06%APY
- Term
- 3 months
- Minimum
- $500
- Earns on $10,000
- $100
2nd-highest rate
NBT Bank
4.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $132
Cooper's Cave Federal Credit Union CD score
60
CD score
Higher than 0% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cooper's Cave Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 0.15%APY · 3 terms
Minimum $1,000 certificate deposit. Rates on Average Daily Balance for the month. Annual Percentage Yield (APY*) assumes that the principal and interest are on deposit for one year at the same rate. All rates are subject to change without advance notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly Withdrawal Penalty: 90 Days of Dividend. Minimum $1,000 certificate deposit | 0.05% | $2 |
| 12 monthsEarly Withdrawal Penalty: 90 Days of Dividend. Minimum $1,000 certificate deposit | 0.10% | $10 |
| 24 monthsEarly Withdrawal Penalty: 120 Days of Dividend. Minimum $1,000 certificate deposit | 0.15% | $30 |
Special-purpose accounts
IRA Certificate
0.10%APY · 1 term
Minimum $1,000 certificate deposit. Rates on Average Daily Balance for the month. Annual Percentage Yield (APY*) assumes that the principal and interest are on deposit for one year at the same rate. All rates are subject to change without advance notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly Withdrawal Penalty: 90 Days of Dividend. Minimum $1,000 certificate deposit | 0.10% | $10 |
Who can join Cooper's Cave Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Warren County and Washington County.
Employers and groups
- Membership is open to employees of businesses located in Warren County and Washington County.
Military, government and schools
- Membership is open to those who attend church or school in Warren County and Washington County.
Family and household
- Membership is open to family members of existing members, including spouses, partners, children, grandchildren, parents, grandparents, and siblings.
Other ways
- Membership is open to those who volunteer their time with an organization based in Warren County and Washington County.
Membership information collected October 5, 2026.