Credit union · NCUA insured
LeRoy Federal Credit Union
A $21.6M credit union headquartered in Le Roy, NY, with 1,542 members and 1 branch in New York. Best rates: CDs 0.15% and savings 0.05% APY.
LeRoy Federal Credit Union Carrot Score
60
Carrot Score
Higher than 0% of U.S. banks and credit unions
#7 of 8 in Batavia, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About LeRoy Federal Credit Union
Chartered in 1958 as L-M Employees Federal Credit Union to serve LeRoy Machine Company employees and their families, LeRoy Federal Credit Union is a member-owned cooperative financial organization.
The credit union was granted a community charter in 1983 and is based in LeRoy, New York.
- Headquarters
- 7093 W Main Rd, Le Roy, NY 14482-9352
- NCUA charter
- 12170
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or attends school in the village or town of LeRoy is eligible to join.
Family and household
- Extended family members of eligible members are welcome to join.
Cost to join
- A minimum of $10.00 is required to become a member.
- A membership fee of $5.00 applies.
- Youth Membership fee has no charge.
Branches
1 branch in New York
Loading map…
New York
1 branch
- LeRoy Federal Credit UnionMain office7093 W Main Rd, Le Roy, NY 14482Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.37% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.98% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $32 | $59 | — |
- CapitalNet worth ratio11.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.37%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.98%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$32Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of LeRoy Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.