Credit union · NCUA insured
Division 726 Federal Credit Union
A $9M credit union headquartered in Staten Island, NY, with 2,477 members and 1 branch in New York. Best rates: CDs 1.61% and savings 1.00% APY.
Division 726 Federal Credit Union Carrot Score
80
Carrot Score
Higher than 50% of U.S. banks and credit unions
#77 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Division 726 Federal Credit Union
- Headquarters
- 4886 Arthur Kill Rd, Staten Island, NY 10309
- NCUA charter
- 20336
Branches
1 branch in New York
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New York
1 branch
- Division 726 FcuMain office4886 Arthur Kill Rd, Staten Island, NY 10309Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.83% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 7.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -2.33% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio14.83%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late7.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-2.33%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Division 726 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.