Credit union · NCUA insured
Urban Upbound Federal Credit Union
A $2.3M credit union headquartered in Long Island City, NY, with 1,418 members and 2 branches in New York. Best rates: CDs 1.00% and savings 0.25% APY.
Urban Upbound Federal Credit Union Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#152 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Urban Upbound Federal Credit Union
Urban Upbound Federal Credit Union is based in Queens, New York, focusing on providing residents of public housing neighborhoods tools and resources to achieve economic mobility and self-sufficiency.
- Headquarters
- 1303B 40th Ave, Long Island City, NY 11101
- NCUA charter
- 24823
Branches
2 branches in New York
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New York
2 branches
- BranchMain office1303B 40th Ave, Long Island City, NY 11101Directions
- UUFCU Steinway3135 Steinway St, Astoria, NY 11103Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.79% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.44% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.38% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $6 | $59 | — |
- CapitalNet worth ratio9.79%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.44%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.38%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$6Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Urban Upbound Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.