Bank · FDIC insured
Fulton Savings Bank CD Rates
Fulton Savings Bank’s best CD rate is 0.50% APY on a 4-year CD. Terms run from 6 months to 4 years. Rates checked October 16, 2026.
How Fulton Savings Bank’s CD rates compare
Compared with banks and credit unions near Syracuse, NY, where Fulton Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Fulton Savings Bank
0.50%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $202
Certificate of Deposit
Top rate
Syracuse Fire Department Credit Union
5.00%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $247
2nd-highest rate
Crouse Federal Credit Union
4.75%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $235
Fulton Savings Bank CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fulton Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 0.50%APY · 6 terms
Rates effective since 08/12/2020; subject to change without notice. Penalty for early withdrawal applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 0 months7 Day term (approx. 0.23 months); high opening balance required; early withdrawal penalty applies | 0.25% | $0 |
| 6 months6 Month term; early withdrawal penalty applies | 0.15% | $7 |
| 12 months1 Year term; early withdrawal penalty applies | 0.25% | $25 |
| 24 months2 Year term; early withdrawal penalty applies | 0.30% | $60 |
| 36 months3 Year term; early withdrawal penalty applies | 0.40% | $120 |
| 48 months4 Year term; early withdrawal penalty applies | 0.50% | $202 |
Sources (1)
- fultonsavings.com/rates/deposit-rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.