Credit union · NCUA insured
Tonawanda Valley Federal Credit Union CD Rates
Tonawanda Valley Federal Credit Union’s best CD rate is 2.50% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Tonawanda Valley Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Batavia, NY, where Tonawanda Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tonawanda Valley Federal Credit Union
2.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $124
Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
M&T Bank
3.85%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $583
Tonawanda Valley Federal Credit Union CD score
61
CD score
Higher than 5% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo0.10%
- 16–30 months16–30 mo0.15%
- 31–60 months31–60 mo0.15%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tonawanda Valley Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.50%APY · 5 terms
Dividends are paid on the last business day of the month as per certificate terms. Rates for new purchases change weekly. Minimum balance and deposit of $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.50% | $124 |
| 9 months | 0.10% | $7 |
| 12 months | 0.10% | $10 |
| 24 months | 0.15% | $30 |
| 36 months | 0.15% | $45 |
Who can join Tonawanda Valley Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.