Bank · FDIC insured
Bank of Holland CD Rates
Bank of Holland’s best CD rate is 0.60% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Bank of Holland’s CD rates compare
Compared with banks and credit unions near Buffalo, NY, where Bank of Holland has the most branches. $10,000, best rate first.
This bank’s best
Bank of Holland
0.60%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $304
Certificates of Deposit
Top rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
2nd-highest rate
Ukrainian Federal Credit Union
4.50%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,412
Bank of Holland CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.10%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo0.30%
- 31–60 months31–60 mo0.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Holland ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 0.60%APY · 7 terms
Rate locked for term. Penalty for early withdrawal. CD can be renewed at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 0.05% | $1 |
| 6–11 months | 0.10% | $5 |
| 12–23 months | 0.20% | $20 |
| 24–35 months | 0.30% | $60 |
| 36–47 months | 0.40% | $120 |
| 48 months | 0.50% | $202 |
| 60 months | 0.60% | $304 |
Sources (2)
All captured Sep 26, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
Up to 0.60%APY · 4 terms
Available for Traditional, Roth, or Coverdell Education Savings Accounts. Penalty for early withdrawal; additional tax penalties may occur. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–17 monthsAvailable for Traditional, Roth, or Coverdell Education Savings Account. Penalty for early withdrawal | 0.10% | $10 |
| 18–29 monthsAvailable for Traditional, Roth, or Coverdell Education Savings Account. Penalty for early withdrawal | 0.30% | $45 |
| 30–48 monthsAvailable for Traditional, Roth, or Coverdell Education Savings Account. Penalty for early withdrawal | 0.40% | $100 |
| 60 monthsAvailable for Traditional, Roth, or Coverdell Education Savings Account. Penalty for early withdrawal | 0.60% | $304 |
Sources (2)
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.