Credit union · NCUA insured
Dannemora Federal Credit Union CD Rates
Dannemora Federal Credit Union’s best CD rate is 1.00% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Dannemora Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Plattsburgh, NY, where Dannemora Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dannemora Federal Credit Union
1.00%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $510
Share Certificates
Top rate
AmeriCU Credit Union
4.50%APY
- Term
- 3 months
- Minimum
- $50
- Earns on $10,000
- $111
2nd-highest rate
NBT Bank
4.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $132
Dannemora Federal Credit Union CD score
61
CD score
Higher than 3% of U.S. banks and credit unions
- 3–8 months3–8 mo0.30%
- 9–15 months9–15 mo0.35%
- 16–30 months16–30 mo0.45%
- 31–60 months31–60 mo1.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dannemora Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 1.00%APY · 8 terms
DFCU Savings required to become a member. No setup or maintenance fees. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.20% | $5 |
| 6 months | 0.30% | $15 |
| 12 months | 0.35% | $35 |
| 18 months | 0.40% | $60 |
| 24 months | 0.45% | $90 |
| 36 months | 0.60% | $181 |
| 48 months | 0.70% | $283 |
| 60 months | 1.00% | $510 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Certificates
0.25%APY · 1 term
DFCU Savings required to become a member. Traditional and Roth IRA options available. Funds can be used to purchase CDs within IRA. Early withdrawals subject to penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.25% | $25 |
Sources (2)
All captured Sep 17, 2026
Who can join Dannemora Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, attends school, or worships in Clinton, Essex, Franklin, or St. Lawrence Counties in New York.
Cost to join
- Opening membership requires a $5.00 deposit into a DFCU Savings account.
Membership information collected October 5, 2026.