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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in California

Showing 101–125 of 225 scored for CDs

  1. Antioch Community Credit Union3–8 mo 2.79% · 9–15 mo 3.05% · 16–30 mo 3.56% · 31–60 mo 3.82%

    Credit union · 1 branch

    81CD score#101 in California
  2. Wells Fargo3–8 mo 3.84% · 9–15 mo 3.99% · 16–30 mo 1.75% · 31–60 mo 1.01%

    Bank · 761 branches

    81CD score#102 in California
  3. MERCO Credit Union3–8 mo 4.00% · 9–15 mo 3.25% · 16–30 mo 3.20% · 31–60 mo 3.20%

    Credit union · 3 branches

    80CD score#103 in California
  4. Modesto's First3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.75% · 31–60 mo 3.50%

    Credit union · 1 branch

    80CD score#104 in California
  5. Bay Federal Credit Union3–8 mo 3.05% · 9–15 mo 3.30% · 16–30 mo 3.41% · 31–60 mo 3.82%

    Credit union · 8 branches

    80CD score#105 in California
  6. Community First Credit Union3–8 mo 3.55% · 9–15 mo 3.45% · 16–30 mo 3.50% · 31–60 mo 3.65%

    Credit union · 12 branches

    80CD score#106 in California
  7. BCU3–8 mo 3.20% · 9–15 mo 3.60% · 16–30 mo 3.89% · 31–60 mo 3.10%

    Credit union · 3 branches

    79CD score#107 in California
  8. Northern Redwood FCU3–8 mo 3.82% · 9–15 mo 3.70% · 16–30 mo 3.30% · 31–60 mo 3.03%

    Credit union · 2 branches

    79CD score#108 in California
  9. Amalgamated Bank3–8 mo 4.03% · 9–15 mo 3.40% · 16–30 mo 2.75% · 31–60 mo 2.95%

    Bank · 1 branch

    79CD score#109 in California
  10. Arrowhead Credit Union3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.45% · 31–60 mo 1.30%

    Credit union · 20 branches

    79CD score#110 in California
  11. Valley First Credit Union3–8 mo 4.00% · 9–15 mo 3.50% · 16–30 mo 3.15% · 31–60 mo 2.75%

    Credit union · 8 branches

    79CD score#110 in California
  12. Southland Credit Union3–8 mo 2.70% · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.65%

    Credit union · 10 branches

    79CD score#112 in California
  13. County Schools Federal Credit Union3–8 mo 2.50% · 9–15 mo 3.00% · 16–30 mo 3.50% · 31–60 mo 3.75%

    Credit union · 2 branches

    79CD score#113 in California
  14. Star One Credit Union3–8 mo 3.65% · 9–15 mo 3.70% · 16–30 mo 3.75% · 31–60 mo —

    Credit union · 6 branches

    79CD score#114 in California
  15. Noble Credit Union3–8 mo 3.61% · 9–15 mo 3.76% · 16–30 mo 3.30% · 31–60 mo 3.35%

    Credit union · 8 branches

    78CD score#115 in California
  16. The Police Credit Union3–8 mo 3.10% · 9–15 mo 3.50% · 16–30 mo 3.55% · 31–60 mo 3.50%

    Credit union · 5 branches

    78CD score#116 in California
  17. Los Angeles Police Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.40% · 16–30 mo 3.45% · 31–60 mo 3.60%

    Credit union · 4 branches

    78CD score#117 in California
  18. First Citizens Bank3–8 mo 4.00% · 9–15 mo 3.75% · 16–30 mo 0.05% · 31–60 mo 0.15%

    Bank · 53 branches

    78CD score#118 in California
  19. Edwards Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.35% · 16–30 mo 3.35% · 31–60 mo 3.65%

    Credit union · 2 branches

    77CD score#119 in California
  20. Mission City Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.35% · 16–30 mo 3.40% · 31–60 mo 3.60%

    Credit union · 1 branch

    77CD score#120 in California
  21. Olive View FCU3–8 mo 3.55% · 9–15 mo 3.81% · 16–30 mo 3.04% · 31–60 mo 3.29%

    Credit union · 1 branch

    77CD score#121 in California
  22. SeaWest Coast Guard Federal Credit Union3–8 mo 3.15% · 9–15 mo 3.30% · 16–30 mo 3.41% · 31–60 mo 3.56%

    Credit union · 2 branches

    77CD score#122 in California
  23. Central State Credit Union3–8 mo 1.92% · 9–15 mo 2.40% · 16–30 mo 4.00% · 31–60 mo 3.00%

    Credit union · 4 branches

    77CD score#123 in California
  24. Lassen Credit Union3–8 mo 2.95% · 9–15 mo 3.80% · 16–30 mo 3.10% · 31–60 mo 3.35%

    Credit union · 1 branch

    77CD score#123 in California
  25. Pasadena Federal Credit Union3–8 mo 3.15% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 3.00%

    Credit union · 1 branch

    77CD score#125 in California

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 199 of the 424 institutions with a branch in California have too few rates published or captured to score. Rankings are a preview, not awards.