Credit union · NCUA insured
Arrowhead Credit Union
A $2.9B credit union, the 172nd largest of 4,329, headquartered in Rancho Cucamonga, CA, with 232,781 members and 21 branches in 2 states. Best rates: CDs 4.00% and savings 0.35% APY.
Arrowhead Credit Union Carrot Score
76
Carrot Score
Higher than 40% of U.S. banks and credit unions
#29 of 50 in Riverside, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Arrowhead Credit Union
Founded in 1949 by San Bernardino County employees, Arrowhead Credit Union is a not-for-profit financial cooperative.
- Headquarters
- 8686 Haven Ave, Rancho Cucamonga, CA 91730-9109
- NCUA charter
- 24973
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can qualify for membership by joining Community Impact Fund (CIF) during the application process, with the association membership fee covered by Arrowhead.
- Anyone can qualify for membership by joining the Surfrider Foundation during the application process, with the association membership fee covered by Arrowhead; Arrowhead membership remains active even if not renewed after the initial first year.
Employers and groups
- Employees who work in the specified California locations for designated employers and organizations are eligible for membership.
- Employees who work in or are paid from San Bernardino for Stater Bros. Markets, San Bernardino Community Hospital, or St. Bernardine Hospital are eligible for membership.
- Employees of select employers in Riverside County who work at or are paid from Riverside, CA are eligible for membership.
- Employees who work in or are paid from the specified locations for Commonwealth Casualty Company (Phoenix, Arizona) or Honeyville, Inc (Ogden, Utah) are eligible for membership.
4 more ways to join
Military, government and schools
- California National Guard members and State Employees who work in or are paid from Sacramento, CA are eligible for membership.
- Employees of San Bernardino County who work in or are paid from San Bernardino County are eligible for membership.
- City employees who work in Adelanto, Barstow, Highland, Loma Linda, Montclair, Needles, Rancho Cucamonga, Rialto, or Upland, California are eligible for membership.
Family and household
- Immediate family members of an existing Arrowhead member in good standing qualify for membership (proof of family membership may be required).
Cost to join
- A one-time $4 member entrance fee is required to become a member.
- A $1 initial deposit and minimum balance in an Arrowhead Savings account is required.
Branches
21 branches in 2 states
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California
20 branches
Riverside area · 18
- Corporate -HavenMain office8686 Haven Ave, Rancho Cucamonga, CA 91730Directions
- Chino4012 Grand Ave Ste A, Chino, CA 91710Directions
- Crestline23971 Lake Dr, Crestline, CA 92325Directions
- Eastvale In-Store6170 Hamner Ave, Eastvale, CA 91752Directions
- Fontana16944 S Highland Ave, Fontana, CA 92336Directions
- Highland27949 Greenspot Rd, Highland, CA 92346Directions
- Highland In-Store7201 Boulder Ave, Highland, CA 92346Directions
- Montclair5275 Holt Blvd, Montclair, CA 91763Directions
- Needles1001 W Broadway St, Needles, CA 92363Directions
- Rancho Cucamonga8686 Haven Ave, Rancho Cucamonga, CA 91730Directions
- Redlands1580 Industrial Park Ave, Redlands, CA 92374Directions
- Rialto1432 S Riverside Ave, Rialto, CA 92376Directions
- Riverside6135 Van Buren Blvd, Riverside, CA 92503Directions
- San Bernardino575 E Hospitality Ln, San Bernardino, CA 92408Directions
- San Bernardino - SBVC Campus701 S Mount Vernon Ave, San Bernardino, CA 92410Directions
- Upland In-Store81 W Foothill Blvd, Upland, CA 91786Directions
- Victorville12748 Amargosa Rd, Suite 1, Victorville, CA 92392Directions
- Yucaipa33598 Yucaipa Blvd Ste 1, Suite 1, Yucaipa, CA 92399Directions
Los Angeles area · 2
- Long Beach5531 E Stearns St, Long Beach, CA 90815Directions
- Torrance In-Store24325 Crenshaw Blvd, Torrance, CA 90505Directions
Arizona
1 branch
- Bullhead City3699 Highway 95 Ste 200, Bullhead City, AZ 86442Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.36% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.90% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.89% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $60 | $88 | — |
- CapitalNet worth ratio11.36%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.90%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.89%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$60Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Arrowhead Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.