Credit union · NCUA insured
The Police Credit Union CD Rates
The Police Credit Union’s best CD rate is 3.55% APY on an 18-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Police Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where The Police Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
The Police Credit Union
3.55%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $537
Certificate
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
The Police Credit Union CD score
78
CD score
Higher than 47% of U.S. banks and credit unions
- 3–8 months3–8 mo3.10%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.50%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Police Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 3.55%APY · 9 terms
Membership required. Dividends must remain on deposit until maturity to earn stated APY. Additional deposits or withdrawals are not permitted until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.81% | $45 |
| 6 months | 3.10% | $154 |
| 9 monthsSpecial promotional rate offer for 9 months. Membership required. Not available for corporate accounts. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 12-month Certificate | 3.50% | $261 |
| 12 months | 3.15% | $315 |
| 18 monthsSpecial promotional rate offer for 18 months. Membership required. Not available for corporate accounts. A minimum opening deposit of $500 is required to obtain the promotional APY. Early withdrawal penalties will be imposed. Deposit balances must be maintained to maturity to obtain the promotional APY. Once opened, no add-on amounts to the account during the term are allowed. At maturity, unless otherwise indicated, the balance of the Certificate will automatically roll-over into a regular Certificate at the rate currently in effect for a 24-month Certificate | 3.55% | $537 |
| 24 months | 3.20% | $650 |
| 36 months | 3.25% | $1,008 |
| 48 months | 3.36% | $1,411 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Certificate
Up to 3.50%APY · 5 terms
Available as Traditional or Roth IRA. Subject to retirement account agreement and disclosure statement.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.15% | $315 |
| 24 months | 3.20% | $650 |
| 36 months | 3.25% | $1,008 |
| 48 months | 3.36% | $1,411 |
| 60 months | 3.50% | $1,877 |
Sources (2)
All captured Oct 16, 2026
Who can join The Police Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.