Credit union · NCUA insured
Noble Credit Union CD Rates
Noble Credit Union’s best CD rate is 4.13% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Noble Credit Union’s CD rates compare
Compared with banks and credit unions near Fresno, CA, where Noble Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Noble Credit Union
3.76%APY
- Term
- 12–24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- —
Share Certificate
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Noble Credit Union CD score
78
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo3.61%
- 9–15 months9–15 mo3.76%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Noble Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.76%APY · 5 terms
Rates subject to change without notice. Minimum deposit requirements apply and may vary by certificate tier. Penalty may be imposed for early withdrawal. Membership eligibility required. Federally insured by NCUA.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $50,000 and up | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3–5 months | 2.84% | 2.89% | 2.89% | 2.94% | 2.94% | 2.84%2.89% from $10k2.89% from $50k2.94% from $100k2.94% from $250k | $70 |
| 6–11 months | 3.56% | 3.61% | 3.66% | 3.71% | 3.71% | 3.56%3.61% from $10k3.66% from $50k3.71% from $100k3.71% from $250k | $176 |
| 12–24 months | 3.71% | 3.76% | 3.76% | 3.82% | 4.13% | 3.71%3.76% from $10k3.76% from $50k3.82% from $100k4.13% from $250k | $371 |
| 24 months | 3.25% | 3.30% | 3.30% | 3.35% | 3.35% | 3.25%3.30% from $10k3.30% from $50k3.35% from $100k3.35% from $250k | $661 |
| 36 months | 3.30% | 3.35% | 3.35% | 3.45% | 3.45% | 3.30%3.35% from $10k3.35% from $50k3.45% from $100k3.45% from $250k | $1,023 |
Sources (2)
All captured Sep 16, 2026
Three Wishes Share Certificate
Up to 3.25%APY · 1 term
Minimum deposit of $500. Three wishes offer is for one time use during certificate term: 1. Rate increase may not exceed 1% of the original rate when the certificate was opened or renewed. 2. Adding funds/deposit into the certificate, maximum amount of $1 million, and 3. Penalty-free withdrawal from certificate that may not exceed 25% of the original principal when certificate was opened or renewed.
| Term | APY · $500 and up | APY · $10,000 and up | APY · $50,000 and up | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 24 months | 3.20% | 3.25% | 3.25% | 3.30% | 3.30% | 3.20%3.25% from $10k3.25% from $50k3.30% from $100k3.30% from $250k | $650 |
Sources (1)
- noblecu.com/rates · captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.56%APY · 4 terms
IRA accounts can be opened at any branch by appointment. Membership eligibility required. Penalty may be imposed for early withdrawal.
| Term | APY · $100 and up | APY · $10,000 and up | APY · $50,000 and up | APY · $100,000 and up | APY · $250,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|
| 3–5 months | 2.63% | 2.68% | 2.68% | 2.73% | — | 2.63%2.68% from $10k2.68% from $50k2.73% from $100k | $65 |
| 6–11 months | 3.40% | 3.45% | 3.45% | 3.51% | — | 3.40%3.45% from $10k3.45% from $50k3.51% from $100k | $169 |
| 12–24 months | 3.45% | 3.51% | 3.51% | 3.56% | — | 3.45%3.51% from $10k3.51% from $50k3.56% from $100k | $345 |
| 24 months | 3.51% | 3.56% | 3.56% | — | 3.61% | 3.51%3.56% from $10k3.56% from $50k3.61% from $250k | $714 |
Sources (2)
All captured Sep 16, 2026
Who can join Noble Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, volunteers, members, or retirees of qualifying Business Partners (such as Friends of the Fresno County Public Library or Friends of the Madera County Public Library) are eligible for membership.
Family and household
- Family members (spouses, parents, grandparents, children, grandchildren, and siblings) of a current member or eligible member are eligible for membership.
- Individuals who live in the household of a current or eligible member are eligible for membership.
Membership information collected October 5, 2026.