Credit union · NCUA insured
Lassen Credit Union CD Rates
Lassen Credit Union’s best CD rate is 3.90% APY on an 11-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Lassen Credit Union’s CD rates compare
Compared with banks and credit unions near Susanville, CA, where Lassen Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lassen Credit Union
3.80%APY
- Term
- 13 months
- Minimum
- $10,000
- Earns on $10,000
- $412
Limited Time Certificate Special
Top rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $321
3rd-highest rate
U.S. Bank
3.25%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $161
Lassen Credit Union CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo2.95%
- 9–15 months9–15 mo3.80%
- 16–30 months16–30 mo3.10%
- 31–60 months31–60 mo3.35%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lassen Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Limited Time Certificate Special
3.80%APY · 2 terms
This is a limited time Share Certificate offer. Dividend rate and APR may change at any time. APY is based on an assumption that dividends will remain in the account until maturity; early withdrawal penalties may apply.
| Term | APY · $10,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 11 monthsLimited time offer | — | 3.90% | —3.90% from $50k | — |
| 13 monthsLimited time offer | 3.80% | — | 3.80% | $412 |
Term Share Certificates
Up to 3.35%APY · 8 terms
Minimum balance required to open a regular certificate is $1,000.00. Dividend rate and APR may change at any time. APY is based on the assumption that dividends remain in the account until maturity; early withdrawal penalties may apply.
| Term | APY · $1,000 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 2.70% | 2.90% | 2.90% | 2.70%2.90% $50k–$100k2.90% from $100k | $67 |
| 6 months | 2.95% | 3.00% | 3.05% | 2.95%3.00% $50k–$100k3.05% from $100k | $146 |
| 12 months | 3.10% | 3.15% | 3.20% | 3.10%3.15% $50k–$100k3.20% from $100k | $310 |
| 18 months | 3.10% | 3.15% | 3.20% | 3.10%3.15% $50k–$100k3.20% from $100k | $469 |
| 24 months | 3.10% | 3.15% | 3.20% | 3.10%3.15% $50k–$100k3.20% from $100k | $630 |
| 36 months | 3.15% | 3.20% | 3.25% | 3.15%3.20% $50k–$100k3.25% from $100k | $975 |
| 48 months | 3.25% | 3.30% | 3.35% | 3.25%3.30% $50k–$100k3.35% from $100k | $1,365 |
| 60 months | 3.35% | 3.40% | 3.50% | 3.35%3.40% $50k–$100k3.50% from $100k | $1,791 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Certificates
Up to 3.50%APY · 7 terms
Traditional and Roth Term Certificates available. NCUA insured up to $250,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 2.90% | $72 |
| 6 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 3.05% | $151 |
| 12 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 3.20% | $320 |
| 18 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 3.20% | $484 |
| 24 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 3.20% | $650 |
| 36 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 3.35% | $1,039 |
| 60 monthsFixed rate. APY assumes dividends remain in the account until maturity; early withdrawal penalties may apply | 3.50% | $1,877 |
Sources (2)
All captured Oct 16, 2026
Who can join Lassen Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.