Credit union · NCUA insured
Antioch Community Credit Union CD Rates
Antioch Community Credit Union’s best CD rate is 3.82% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Antioch Community Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Antioch Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Antioch Community Credit Union
3.82%APY
- Term
- 36 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,191
Share Certificate
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Antioch Community Credit Union CD score
81
CD score
Higher than 55% of U.S. banks and credit unions
- 3–8 months3–8 mo2.79%
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Antioch Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.82%APY · 4 terms
Compounded quarterly and subject to change every month. Early withdrawal penalty applies. Dividends paid from current income and available earnings; fees and other conditions could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded quarterly | 2.79% | $138 |
| 12 monthsDividends compounded quarterly | 3.05% | $305 |
| 24 monthsDividends compounded quarterly | 3.56% | $725 |
| 36 monthsDividends compounded quarterly | 3.82% | $1,191 |
Sources (1)
- antiochcommfcu.org/saving-rates · captured Sep 16, 2026
Special-purpose accounts
IRA (Individual Retirement Account)
Up to 3.82%APY · 4 terms
IRS IRA rules apply. Early withdrawal penalty applies. Compounded quarterly and subject to change every month. Dividends paid from current income and available earnings; fees and other conditions could reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compounded quarterly. IRS IRA rules apply | 2.79% | $138 |
| 12 monthsDividends compounded quarterly. IRS IRA rules apply | 3.05% | $305 |
| 24 monthsDividends compounded quarterly. IRS IRA rules apply | 3.56% | $725 |
| 36 monthsDividends compounded quarterly. IRS IRA rules apply | 3.82% | $1,191 |
Sources (1)
- antiochcommfcu.org/saving-rates · captured Sep 16, 2026
Who can join Antioch Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or attends school in, and businesses and other legal entities located in, the City of Antioch, California.
Employers and groups
- Membership is open to persons retired as pensioners or annuitants from qualifying employment in Antioch, California.
Family and household
- Membership is open to immediate family members or members of the household of existing members.
Other ways
- Membership is open to organizations of eligible persons and volunteers of the City of Antioch, California.
Membership information collected October 5, 2026.