Credit union · NCUA insured
County Schools Federal Credit Union CD Rates
County Schools Federal Credit Union’s best CD rate is 3.75% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How County Schools Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Oxnard, CA, where County Schools Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
County Schools Federal Credit Union
3.75%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,021
Share Certificates
Top rate
OceanAir Federal Credit Union
4.50%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,462
2nd-highest rate
City National Bank
4.39%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $439
County Schools Federal Credit Union CD score
79
CD score
Higher than 48% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.75%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where County Schools Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 6 terms
| Term | APY · $1,000 – $9,999 | APY · $10,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 6 months | 2.50% | 2.50% | 2.50% | 2.50% | 2.50%2.50% $1k–$10k2.50% $25k–$100k2.50% from $100k | $124 |
| 12 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$10k3.00% $25k–$100k3.00% from $100k | $300 |
| 24 months | 3.50% | 3.50% | 3.50% | 3.50% | 3.50%3.50% $1k–$10k3.50% $25k–$100k3.50% from $100k | $712 |
| 36 months | 3.60% | 3.60% | 3.60% | 3.60% | 3.60%3.60% $1k–$10k3.60% $25k–$100k3.60% from $100k | $1,119 |
| 48 months | 3.65% | 3.65% | 3.65% | 3.65% | 3.65%3.65% $1k–$10k3.65% $25k–$100k3.65% from $100k | $1,542 |
| 60 months | 3.75% | 3.75% | 3.75% | 3.75% | 3.75%3.75% $1k–$10k3.75% $25k–$100k3.75% from $100k | $2,021 |
Special-purpose accounts
IRA Share Certificates
1.00%APY · 1 term
Annual IRA fee applies.
| Term | APY · $1,000 – $9,999 | APY · $10,000 – $24,999 | APY · $25,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 12 monthsAnnual IRA fee applies | 1.00% | 1.00% | 1.00% | 1.00% | 1.00%1.00% $1k–$10k1.00% $25k–$100k1.00% from $100k | $100 |
Who can join County Schools Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Select Employee Groups are eligible to join.
Military, government and schools
- Students, faculty, and staff of all Ventura County schools, colleges, trade schools, and universities are eligible to join.
Family and household
- Immediate families of students, faculty, and staff of Ventura County schools, colleges, trade schools, and universities are eligible to join.
Other ways
- Supporters of local education like PTO donors are eligible to join.
Membership information collected October 5, 2026.