Credit union · NCUA insured
Edwards Federal Credit Union CD Rates
Edwards Federal Credit Union’s best CD rate is 3.65% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Edwards Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Edwards Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Edwards Federal Credit Union
3.65%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,963
Share Certificates
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Edwards Federal Credit Union CD score
77
CD score
Higher than 45% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.35%
- 16–30 months16–30 mo3.35%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Edwards Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.65%APY · 8 terms
No fees to open or maintain your account. Dividends earned daily and compounded quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.30% | $164 |
| 12 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $335 |
| 15 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $420 |
| 18 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $507 |
| 24 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $681 |
| 36 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.40% | $1,055 |
| 48 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.45% | $1,453 |
| 60 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.65% | $1,963 |
Special-purpose accounts
IRA Certificates
Up to 3.65%APY · 8 terms
No fees to open or maintain your account. Dividends earned daily and compounded quarterly. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.30% | $164 |
| 12 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $335 |
| 15 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $420 |
| 18 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $507 |
| 24 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.35% | $681 |
| 36 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.40% | $1,055 |
| 48 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.45% | $1,453 |
| 60 monthsAPY paid at maturity only. Early withdrawal penalty applies | 3.65% | $1,963 |
Who can join Edwards Federal Credit Union
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