Credit union · NCUA insured
Northern Redwood FCU CD Rates
Northern Redwood FCU’s best CD rate is 3.82% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Northern Redwood FCU’s CD rates compare
Compared with banks and credit unions near Eureka, CA, where Northern Redwood FCU has the most branches. $10,000, best rate first.
This credit union’s best
Northern Redwood FCU
3.82%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $189
Certificate of Deposit
Top rate
Coast Central Credit Union
4.33%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $2,361
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
Northern Redwood FCU CD score
79
CD score
Higher than 49% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo3.70%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo3.03%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern Redwood FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.82%APY · 5 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.82% | $189 |
| 9 months | 3.70% | $276 |
| 12 months | 3.56% | $356 |
| 24 months | 3.30% | $671 |
| 36 months | 3.03% | $937 |
Sources (1)
- northernredwoodfcu.org/savings-rates · captured Oct 16, 2026
Who can join Northern Redwood FCU
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