Credit union · NCUA insured
Pasadena Federal Credit Union CD Rates
Pasadena Federal Credit Union’s best CD rate is 4.00% APY on a 13-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Pasadena Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where Pasadena Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pasadena Federal Credit Union
4.00%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $434
Certificate
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Pasadena Federal Credit Union CD score
77
CD score
Higher than 43% of U.S. banks and credit unions
- 3–8 months3–8 mo3.15%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo3.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pasadena Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.00%APY · 8 terms
Available to qualified Pasadena FCU members. Rates effective as of November 2025 and subject to change. Early withdrawal penalties apply, fees may reduce earnings. Yields based on certificates held to maturity. Dividends paid monthly.
| Term | APY · $500 and up | APY · $1,000 – $100,000 | APY · $10,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 monthsMin. balance to earn dividends $10,000. Dividends paid monthly | — | — | 3.00% | — | 3.00% | $74 |
| 3 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.25% | —3.25% from $100k | — |
| 6–11 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | — | 3.15% | — | — | 3.15% | $156 |
| 6–11 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.40% | —3.40% from $100k | — |
| 12–23 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | — | 3.25% | — | — | 3.25% | $325 |
| 12–23 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.50% | —3.50% from $100k | — |
| 13 months13-month Certificate Promotion. Minimum opening balance of $500 required and must be maintained for the full certificate term. Certificate is for new money to PFCU only. Automatically renews to a 13-month certificate at posted rate at time of renewal. Members who open a new checking account, enroll in Digital Banking, consent to eStatements, and maintain qualifying direct deposits may receive a 0.50% APY bonus rate (maximum APY of 4.50%) | 4.00% | — | — | — | 4.00% | $434 |
| 24–35 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | — | 3.00% | — | — | 3.00% | $609 |
| 24–35 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.25% | —3.25% from $100k | — |
| 36–47 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | — | 3.00% | — | — | 3.00% | $927 |
| 36–47 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.25% | —3.25% from $100k | — |
| 48–59 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | — | 3.00% | — | — | 3.00% | $1,255 |
| 48–59 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.25% | —3.25% from $100k | — |
| 60 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | — | 3.00% | — | — | 3.00% | $1,593 |
| 60 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | — | 3.25% | —3.25% from $100k | — |
Sources (2)
All captured Sep 16, 2026
Special-purpose accounts
IRA Certificate
Up to 3.25%APY · 7 terms
Available to qualified Pasadena FCU members. Rates effective as of November 2025 and subject to change. Fixed terms 3 to 60 months with automatic renewal. Early withdrawal penalties apply, fees may reduce earnings. Yields based on certificates held to maturity. Dividends paid and compounded monthly.
| Term | APY · $1,000 – $100,000 | APY · $10,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 monthsMin. balance to earn dividends $10,000. IRA Certificates with a term of under 6 months require minimum balance of $10,000. Dividends paid monthly | — | 3.00% | — | 3.00% | $74 |
| 3 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.25% | —3.25% from $100k | — |
| 6–11 monthsMin. balance to earn dividends $1,000. Open with as little as $1,000 to start. Dividends paid monthly | 3.15% | — | — | 3.15% | $156 |
| 6–11 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.40% | —3.40% from $100k | — |
| 12–23 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | 3.25% | — | — | 3.25% | $325 |
| 12–23 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.50% | —3.50% from $100k | — |
| 24–35 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | 3.00% | — | — | 3.00% | $609 |
| 24–35 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.25% | —3.25% from $100k | — |
| 36–47 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | 3.00% | — | — | 3.00% | $927 |
| 36–47 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.25% | —3.25% from $100k | — |
| 48–59 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | 3.00% | — | — | 3.00% | $1,255 |
| 48–59 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.25% | —3.25% from $100k | — |
| 60 monthsMin. balance to earn dividends $1,000. Dividends paid monthly | 3.00% | — | — | 3.00% | $1,593 |
| 60 monthsMin. balance to earn dividends $100,000. Dividends paid monthly | — | — | 3.25% | —3.25% from $100k | — |
Sources (2)
All captured Sep 16, 2026
Who can join Pasadena Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, and/or attend school in or around served Los Angeles County cities (stretching between Pasadena, Glendale, Covina, and Huntington Park).
Membership information collected October 5, 2026.