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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in San Jose, CA metro

Showing 1–25 of 43 scored for Savings

  1. Western Alliance Bank$1,000 3.80% · $10,000 3.80% · $100,000 3.80%

    Bank · 1 branch

    97Savings score#1 in San Jose, CA metro
  2. Star One Credit Union$1,000 3.45% · $10,000 3.45% · $100,000 3.45%

    Credit union · 6 branches

    95Savings score#2 in San Jose, CA metro
  3. PremierOne Credit Union$1,000 3.00% · $10,000 3.00% · $100,000 3.65%

    Credit union · 5 branches

    95Savings score#3 in San Jose, CA metro
  4. EverTrust Bank$1,000 — · $10,000 3.60% · $100,000 3.60%

    Bank · 2 branches

    94Savings score#4 in San Jose, CA metro
  5. CEFCU$1,000 1.60% · $10,000 2.40% · $100,000 2.70%

    Credit union · 6 branches

    89Savings score#5 in San Jose, CA metro
  6. Citi$1,000 3.00% · $10,000 3.00% · $100,000 3.00%

    Bank · 22 branches

    89Savings score#5 in San Jose, CA metro
  7. First Bank$1,000 2.90% · $10,000 2.90% · $100,000 2.90%

    Bank · 1 branch

    89Savings score#5 in San Jose, CA metro
  8. Hanmi Bank$1,000 2.20% · $10,000 2.60% · $100,000 2.80%

    Bank · 1 branch

    89Savings score#5 in San Jose, CA metro
  9. Self-Help Federal Credit Union$1,000 2.12% · $10,000 2.12% · $100,000 2.12%

    Credit union · 1 branch

    89Savings score#5 in San Jose, CA metro
  10. Stanford Federal Credit Union$1,000 1.56% · $10,000 1.56% · $100,000 1.56%

    Credit union · 5 branches

    89Savings score#5 in San Jose, CA metro
  11. CTBC Bank$1,000 1.80% · $10,000 1.80% · $100,000 3.30%

    Bank · 2 branches

    89Savings score#11 in San Jose, CA metro
  12. SRI Federal Credit Union$1,000 3.50% · $10,000 1.90% · $100,000 1.95%

    Credit union · 1 branch

    89Savings score#12 in San Jose, CA metro
  13. Columbia Bank$1,000 0.05% · $10,000 2.00% · $100,000 2.60%

    Bank · 1 branch

    88Savings score#13 in San Jose, CA metro
  14. WaFd Bank$1,000 1.25% · $10,000 1.25% · $100,000 1.50%

    Bank · 2 branches

    87Savings score#14 in San Jose, CA metro
  15. Altos Bank$1,000 0.90% · $10,000 1.01% · $100,000 1.26%

    Bank · 1 branch

    86Savings score#15 in San Jose, CA metro
  16. Golden 1 Credit Union$1,000 4.00% · $10,000 1.00% · $100,000 1.50%

    Credit union · 1 branch

    86Savings score#16 in San Jose, CA metro
  17. Mission City Federal Credit Union$1,000 0.10% · $10,000 0.84% · $100,000 1.21%

    Credit union · 1 branch

    82Savings score#17 in San Jose, CA metro
  18. Meriwest Credit Union$1,000 0.10% · $10,000 0.75% · $100,000 1.75%

    Credit union · 10 branches

    82Savings score#18 in San Jose, CA metro
  19. OE Federal Credit Union$1,000 0.60% · $10,000 0.65% · $100,000 0.75%

    Credit union · 2 branches

    81Savings score#19 in San Jose, CA metro
  20. Mirastar Federal Credit Union$1,000 0.10% · $10,000 0.75% · $100,000 0.75%

    Credit union · 7 branches

    81Savings score#20 in San Jose, CA metro
  21. Provident Credit Union$1,000 0.08% · $10,000 0.61% · $100,000 2.90%

    Credit union · 6 branches

    81Savings score#21 in San Jose, CA metro
  22. CommonWealth Central Credit Union$1,000 0.05% · $10,000 0.65% · $100,000 0.70%

    Credit union · 4 branches

    81Savings score#22 in San Jose, CA metro
  23. Technology Credit Union$1,000 0.20% · $10,000 0.20% · $100,000 0.20%

    Credit union · 7 branches

    80Savings score#23 in San Jose, CA metro
  24. Poppy Bank$1,000 0.50% · $10,000 0.50% · $100,000 0.50%

    Bank · 4 branches

    79Savings score#24 in San Jose, CA metro
  25. BMO$1,000 0.01% · $10,000 0.30% · $100,000 1.70%

    Bank · 23 branches

    77Savings score#25 in San Jose, CA metro

Ranked by Savings score: how each institution’s savings and money market rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 18 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.