Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in San Jose, CA metro

  1. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    4.40%APY$440 a year on $10,000with conditions
  2. EverBankEverBank Performance SavingsSavings · $0 min

    Bank · 1 branch

    4.20%APY$420 a year on $10,000intro rate
  3. WaFd BankMoney Market Online SpecialMoney Market Online Special · $0 min

    Bank · 2 branches

    3.82%APY$382 a year on $10,000
  4. Western Alliance BankHigh-Yield Savings PremierSavings · $500 min

    Bank · 1 branch

    3.80%APY$380 a year on $10,000
  5. EverTrust BankSmart Saver SavingsSavings · $5,000 min · 0.50%–3.60% by balance

    Bank · 2 branches

    3.60%APY$360 a year on $10,000
  6. First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min

    Credit union · 3 branches

    3.50%APY$350 a year on $10,000with conditions
  7. Top Carrot, Carrot Score 98
    Star One Credit UnionSub-Savings AccountSavings · $5 min

    Credit union · 6 branches

    3.45%APY$345 a year on $10,000
  8. Top Carrot, Carrot Score 98
    Star One Credit UnionMoney Market Savings AccountMoney Market Savings Account · $50 min

    Credit union · 6 branches

    3.45%APY$345 a year on $10,000
  9. Top Carrot, Carrot Score 91
    Stanford Federal Credit UnionCompanion AccountSavings · 0.10%–3.25% by balance

    Credit union · 5 branches

    3.25%APY$325 a year on $10,000with conditions
  10. HSBC USAPremier Relationship SavingsSavings · $1 min

    Bank · 1 branch

    3.10%APY$310 a year on $10,000with conditions
  11. PremierOne Credit UnionPremier Property SavingsSavings · $0 min · 0.00%–3.00% by balance

    Credit union · 5 branches

    3.00%APY$300 a year on $10,000
  12. First Tech Federal Credit UnionFirst Tech Rewards SavingsSavings · $25 min

    Credit union · 3 branches

    3.00%APY$300 a year on $10,000with conditions
  13. Top Carrot, Carrot Score 89
    CitiCiti Accelerate SavingsSavings · $0 min

    Bank · 22 branches

    3.00%APY$300 a year on $10,000
  14. Top Carrot, Carrot Score 91
    First BankIcon High-Yield SavingsSavings · $100 min

    Bank · 1 branch

    2.90%APY$290 a year on $10,000
  15. Hanmi BankSimple Money MarketSimple Money Market · $100 min · 0.05%–2.80% by balance

    Bank · 1 branch

    2.60%APY$260 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in San Jose, CA metro

135 accounts at 44 banks and credit unions · checked Oct 7–22

Typical
0.10%
Top 10% from
2.78%
Banks, typical
0.10%
Credit unions, typical
0.20%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

San Jose, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Star One Credit UnionCredit union · 6 branches
  2. Stanford Federal Credit UnionCredit union · 5 branches
  3. First BankBank · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate