Bank · FDIC insured
CTBC Bank Savings Rates
CTBC Bank’s best savings rate is 1.80% APY on $10,000, with its Online Personal Savings. Rates checked October 16, 2026.
How CTBC Bank’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where CTBC Bank has the most branches. $10,000, best rate first.
This bank’s best
CTBC Bank
1.80%APY
- Requires
- None
- Minimum
- $250
- Earns on $10,000 a year
- $180
Online Personal Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
CTBC Bank savings score
89
Savings score
Higher than 89% of U.S. banks and credit unions
- $1,000 balance$1,0001.80%
- $10,000 balance$10,0001.80%
- $100,000 balance$100,0003.30%
- QualifiedQualified1.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CTBC Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Online Personal Savings
1.80%APY
Available exclusively to residents of CA, NJ, NY, TX, NV, WA, and AZ. Must be opened online to receive APY. No monthly maintenance fee. Maximum 6 withdrawals/transfers per calendar month ($10 fee per excess transaction).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Online opening required to receive stated APY. | 1.80% | $180 | Online opening required to receive stated APY. |
| $50,000 and upOnline opening required to receive stated APY. | 3.30% | — | Online opening required to receive stated APY. |
Sources (3)
All captured Sep 26, 2026
Online Money Market
0.10%APY
Account must be opened online. $25,000 minimum opening balance. $15 monthly service fee waived if average daily balance for the monthly statement cycle is $25,000.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000To receive the APY, account must be opened online. $15 monthly fee imposed if average daily balance for the monthly statement cycle falls below $25,000.00. | 0.10% | $10 | To receive the APY, account must be opened online. $15 monthly fee imposed if average daily balance for the monthly statement cycle falls below $25,000.00. |
| $25,000 and upTo receive the APY, account must be opened online. $15 monthly fee imposed if average daily balance for the monthly statement cycle falls below $25,000.00. | 2.55% | — | To receive the APY, account must be opened online. $15 monthly fee imposed if average daily balance for the monthly statement cycle falls below $25,000.00. |
Sources (1)
- ctbcbankusa.com/Rates-NAO · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.