Bank · FDIC insured
Poppy Bank Savings Rates
Poppy Bank’s best savings rate is 0.50% APY on $10,000, with its Poppy Premier Personal Savings. Rates checked October 16, 2026.
How Poppy Bank’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Poppy Bank has the most branches. $10,000, best rate first.
This bank’s best
Poppy Bank
0.50%APY
- Requires
- None
- Earns on $10,000 a year
- $50
Poppy Premier Personal Savings
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $440
Poppy Bank savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Poppy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Poppy Premier Personal Savings
0.50%APY
Available for individual and joint account holders. Businesses, trusts, and other legal entities are not eligible online.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upA minimum balance of $1,000 must be maintained to obtain the advertised APY. A monthly $5.00 paper statement fee applies unless electronic statements are elected.$1,000 and up | 0.50% | $50 | A minimum balance of $1,000 must be maintained to obtain the advertised APY. A monthly $5.00 paper statement fee applies unless electronic statements are elected. |
Sources (2)
All captured Oct 6, 2026
Poppy Personal Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.10% | $10 |
Sources (1)
- poppy.bank/personal-accounts · captured Sep 25, 2026
Special-purpose accounts
Poppy Blooms Youth Savings
4.00%APY
Available for children under 18 years of age. A parent or legal guardian must be a joint account holder. Account benefits continue after reaching age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to open or maintain account. Includes a $25 opening bonus deposited into the account upon account opening. Rate may change after account opening.Any balance | 4.00% | $400 | No minimum balance required to open or maintain account. Includes a $25 opening bonus deposited into the account upon account opening. Rate may change after account opening. |
Sources (2)
All captured Oct 6, 2026
Poppy Student Savings
3.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 3.50% | $350 |
Sources (1)
- poppy.bank/personal-accounts · captured Oct 6, 2026
Poppy IRA Savings
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upA monthly $5.00 paper statement fee applies unless electronic statements are elected.$1,000 and up | 0.20% | $20 | A monthly $5.00 paper statement fee applies unless electronic statements are elected. |
Sources (1)
- poppy.bank/personal-accounts · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.