Credit union · NCUA insured
OE Federal Credit Union
A $1.7B credit union, the 302nd largest of 4,329, headquartered in Livermore, CA, with 121,682 members and 26 branches in 5 states. Best rates: CDs 4.00% and savings 0.65% APY.
OE Federal Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#33 of 71 in San Francisco, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About OE Federal Credit Union
- Headquarters
- 250 N Canyons Pkwy, Livermore, CA 94551
- NCUA charter
- 24235
Branches
26 branches in 5 states
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California
20 branches
San Francisco area · 4
- Burlingame Branch828 Mahler Rd Ste A, Burlingame, CA 94010Directions
- Martinez Branch1875 Arnold Dr Ste 101, Martinez, CA 94553Directions
- Pleasanton Branch5870 Stoneridge Mall Rd Ste 150, Pleasanton, CA 94588Directions
- San Leandro Branch14429 Catalina St, San Leandro, CA 94577Directions
Sacramento area · 3
- Auburn Branch1760 Grass Valley Hwy Ste 100, Auburn, CA 95603Directions
- Sacramento 50 Branch9500 Micron Ave Ste 124, Sacramento, CA 95827Directions
- Sacramento 80 Branch3920 Lennane Dr Ste 110, Sacramento, CA 95834Directions
San Jose area · 2
- Morgan Hill Branch325 Digital Dr Ste B, Morgan Hill, CA 95037Directions
- San Jose Branch2102 Almaden Rd Ste 112, San Jose, CA 95125Directions
Los Angeles area · 2
- Orange Branch1918 W Chapman Ave Ste 203, Orange, CA 92868Directions
- Pasadena Branch100 Corson St Ste 225, Pasadena, CA 91103Directions
Stockton area · 2
- Stockton Branch1916 N Broadway Ave, Stockton, CA 95205Directions
- Tracy Branch3290 W Grant Line RD, Tracy, CA 95304Directions
Fresno area · 1
- Clovis Branch1635 Shaw Ave Ste 102, Clovis, CA 93611Directions
Eureka area · 1
- Eureka Branch1330 Bayshore Way Ste 103, Eureka, CA 95501Directions
Vallejo area · 1
- Fairfield Branch2540 N Watney Way, Fairfield, CA 94533Directions
Modesto area · 1
- Modesto Branch4623 McHenry Ave Ste B, Modesto, CA 95356Directions
Redding area · 1
- Redding Branch20308 Engineers Ln, Redding, CA 96002Directions
Santa Rosa area · 1
- Rohnert Park Branch6225 State Farm Dr Ste 102, Rohnert Park, CA 94928Directions
Yuba City area · 1
- Yuba City Branch468 Century Park Dr Ste B, Yuba City, CA 95991Directions
Nevada
3 branches
Elko area · 1
- Elko Branch1720 Mountain City Hwy, Elko, NV 89801Directions
Las Vegas area · 1
- Las Vegas Branch400 Shadow Ln Ste 204, Las Vegas, NV 89106Directions
Reno area · 1
- Reno Branch1290 Corporate Blvd, Reno, NV 89502Directions
Hawaii
1 branch
- Hawaii Branch2181 Lauwiliwili St # 120, Kapolei, HI 96707Directions
Oregon
1 branch
- Gladstone Branch805 E Berkeley St, Gladstone, OR 97027Directions
Utah
1 branch
- Utah Branch8805 S. Sandy Park Way, Ste 150, Sandy, UT 84070Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.48% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.79% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $60 | $88 | — |
- CapitalNet worth ratio15.48%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.79%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$60Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of OE Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.