Credit union · NCUA insured
OE Federal Credit Union Savings Rates
OE Federal Credit Union’s best savings rate is 0.65% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How OE Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where OE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
OE Federal Credit Union
0.65%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $65
Money Market Account
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
OE Federal Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where OE Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 0.65%APY
Start saving with $1,000 minimum opening deposit. Dividends compound monthly. Up to 6 free withdrawals or transfers per month ($15 fee per transaction thereafter).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum to earn dividend: $1,000. Compounding period: Monthly. | 0.60% | $60 | Minimum to earn dividend: $1,000. Compounding period: Monthly. |
| $10,000 and upMinimum to earn dividend: $10,000. Compounding period: Monthly. | 0.65% | $65 | Minimum to earn dividend: $10,000. Compounding period: Monthly. |
| $25,000 and upMinimum to earn dividend: $25,000. Compounding period: Monthly. | 0.65% | — | Minimum to earn dividend: $25,000. Compounding period: Monthly. |
| $50,000 and upMinimum to earn dividend: $50,000. Compounding period: Monthly. | 0.70% | — | Minimum to earn dividend: $50,000. Compounding period: Monthly. |
| $100,000 and upMinimum to earn dividend: $100,000. Compounding period: Monthly. | 0.75% | — | Minimum to earn dividend: $100,000. Compounding period: Monthly. |
| $250,000 and upMinimum to earn dividend: $250,000. Compounding period: Monthly. | 0.80% | — | Minimum to earn dividend: $250,000. Compounding period: Monthly. |
Sources (1)
- oefederal.org/bank/accounts/money-market-account · captured Oct 6, 2026
Savings Account
Up to 0.04%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.03% | $3 | Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. |
| $5,000 and upCompounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.04% | $4 | Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. |
| $20,000 and upCompounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.05% | — | Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. |
| $50,000 and upCompounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.07% | — | Compounded monthly. Up to 6 free withdrawals per month; $3 fee per withdrawal thereafter. |
Sources (1)
- oefederal.org/bank/accounts/savings-account · captured Oct 16, 2026
Special-purpose accounts
Coverdell Educational Share Accounts
Up to 0.09%APY
Must have a Shares Regular Savings Account with a minimum opening deposit of $1 in addition to the $50 opening deposit for the ESA. For education expenses.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded monthly. | 0.08% | $8 | Compounded monthly. |
| $5,000 and upCompounded monthly. | 0.09% | $9 | Compounded monthly. |
| $20,000 and upCompounded monthly. | 0.10% | — | Compounded monthly. |
| $50,000 and upCompounded monthly. | 0.12% | — | Compounded monthly. |
Sources (1)
- oefederal.org/bank/youth-banki…ucational-share-accounts · captured Oct 16, 2026
IRA Share Accounts
Up to 0.09%APY
Available as Traditional IRA or Roth IRA wrappers. Penalty may be assessed for early withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded monthly. | 0.08% | $8 | Compounded monthly. |
| $5,000 and upCompounded monthly. | 0.09% | $9 | Compounded monthly. |
| $20,000 and upCompounded monthly. | 0.10% | — | Compounded monthly. |
| $50,000 and upCompounded monthly. | 0.12% | — | Compounded monthly. |
Sources (2)
- oefederal.org/plan/individual-…nt-accounts-ira/roth-ira
- oefederal.org/plan/individual-…unts-ira/traditional-ira
All captured Oct 16, 2026
Youth Savings Account
Up to 0.04%APY
For children/grandchildren; converts to regular Savings Account on the member's 18th birthday.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.03% | $3 | Compounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. |
| $5,000 and upCompounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.04% | $4 | Compounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. |
| $20,000 and upCompounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.05% | — | Compounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. |
| $50,000 and upCompounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. | 0.07% | — | Compounded monthly. 3 free withdrawals per month; $3 fee per withdrawal thereafter. |
Sources (1)
- oefederal.org/bank/youth-banking/youth-savings · captured Oct 16, 2026
Who can join OE Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.