Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in San Jose, CA metro
Showing 1–25 of 37 scored for CDs
- 95CD score#1 in San Jose, CA metro
- Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%
Credit union · 1 branch
93CD score#2 in San Jose, CA metro - 91CD score#3 in San Jose, CA metro
- Stanford Federal Credit Union3–8 mo 3.50% · 9–15 mo 4.20% · 16–30 mo 3.70% · 31–60 mo 4.25%
Credit union · 5 branches
89CD score#4 in San Jose, CA metro - 89CD score#5 in San Jose, CA metro
- 88CD score#6 in San Jose, CA metro
- Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%
Credit union · 1 branch
88CD score#7 in San Jose, CA metro - OE Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.50%
Credit union · 2 branches
87CD score#8 in San Jose, CA metro - 87CD score#9 in San Jose, CA metro
- Patelco Credit Union3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 3.50%
Credit union · 5 branches
87CD score#10 in San Jose, CA metro - SRI Federal Credit Union3–8 mo 3.70% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%
Credit union · 1 branch
87CD score#11 in San Jose, CA metro - 87CD score#12 in San Jose, CA metro
- Technology Credit Union3–8 mo 3.65% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.75%
Credit union · 7 branches
87CD score#13 in San Jose, CA metro - Meriwest Credit Union3–8 mo 3.65% · 9–15 mo 3.65% · 16–30 mo 3.75% · 31–60 mo 4.05%
Credit union · 10 branches
86CD score#14 in San Jose, CA metro - Mirastar Federal Credit Union3–8 mo 3.29% · 9–15 mo 4.00% · 16–30 mo 3.65% · 31–60 mo 3.65%
Credit union · 7 branches
84CD score#15 in San Jose, CA metro - State Bank of India (California)3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.50% · 31–60 mo 3.00%
Bank · 1 branch
83CD score#16 in San Jose, CA metro - Provident Credit Union3–8 mo 3.75% · 9–15 mo 3.30% · 16–30 mo 3.90% · 31–60 mo 3.35%
Credit union · 6 branches
82CD score#17 in San Jose, CA metro - 82CD score#18 in San Jose, CA metro
- CommonWealth Central Credit Union3–8 mo 3.75% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 2.85%
Credit union · 4 branches
81CD score#19 in San Jose, CA metro - 81CD score#20 in San Jose, CA metro
- Star One Credit Union3–8 mo 3.65% · 9–15 mo 3.70% · 16–30 mo 3.75% · 31–60 mo —
Credit union · 6 branches
79CD score#21 in San Jose, CA metro - 78CD score#22 in San Jose, CA metro
- Mission City Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.35% · 16–30 mo 3.40% · 31–60 mo 3.60%
Credit union · 1 branch
77CD score#23 in San Jose, CA metro - PremierOne Credit Union3–8 mo 1.75% · 9–15 mo 3.30% · 16–30 mo 3.50% · 31–60 mo 3.40%
Credit union · 5 branches
75CD score#24 in San Jose, CA metro - 74CD score#25 in San Jose, CA metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 24 of the 61 institutions with a branch in San Jose, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.