Credit union · NCUA insured
PremierOne Credit Union CD Rates
PremierOne Credit Union’s best CD rate is 3.50% APY on a 2-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How PremierOne Credit Union’s CD rates compare
Compared with banks and credit unions near San Jose, CA, where PremierOne Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PremierOne Credit Union
3.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $712
Regular Share Certificates
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
PremierOne Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PremierOne Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificates
Up to 3.50%APY · 8 terms
Membership requires maintaining at least 1 share ($5.00 par value). 10-day grace period after maturity. Dividends calculated by average daily balance method, credited and compounded monthly. Early withdrawal penalties apply. Partial withdrawals are not allowed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 1.75% | $87 |
| 12 months | 3.30% | $330 |
| 18 months | 3.40% | $514 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.30% | $1,387 |
| 60 months | 3.40% | $1,820 |
Sources (3)
- premieronecu.org/rates
- premieronecu.org/accounts/certificates
- premieronecu.org/uploads/userf…ive%2010%2013%202026.pdf
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Certificates
Up to 3.75%APY · 8 terms
Available as Traditional and Roth IRA Share Certificates. Membership requires maintaining at least 1 share ($5.00 par value). 10-day grace period after maturity. Dividends calculated by average daily balance method, credited and compounded monthly. Early withdrawal penalties apply. Partial withdrawals are not allowed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.60% | $15 |
| 6 months | 2.25% | $112 |
| 12 months | 3.60% | $360 |
| 18 months | 3.65% | $552 |
| 24 months | 3.75% | $764 |
| 36 months | 3.50% | $1,087 |
| 48 months | 3.60% | $1,520 |
| 60 months | 3.75% | $2,021 |
Sources (3)
- premieronecu.org/rates
- premieronecu.org/accounts/certificates
- premieronecu.org/uploads/userf…ive%2010%2013%202026.pdf
All captured Oct 16, 2026
Who can join PremierOne Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person who lives, works, attends school, or worships in Santa Clara, Santa Cruz, Monterey, San Benito, Alameda, San Mateo, Merced, San Joaquin, or Stanislaus County is eligible for membership.
Family and household
- Immediate family members of current members may qualify to join.
Membership information collected October 5, 2026.