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Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Salt Lake City, UT metro

Showing 1–25 of 37 scored for CDs

  1. America First Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.50% · 31–60 mo 4.60%

    Credit union · 29 branches

    97CD score#1 in Salt Lake City, UT metro
  2. Mountain America Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Credit union · 32 branches

    96CD score#2 in Salt Lake City, UT metro
  3. Utah First Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Credit union · 5 branches

    96CD score#2 in Salt Lake City, UT metro
  4. Cyprus Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.45% · 31–60 mo 4.50%

    Credit union · 18 branches

    95CD score#4 in Salt Lake City, UT metro
  5. Deseret First Credit Union3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.50% · 31–60 mo 4.50%

    Credit union · 6 branches

    95CD score#4 in Salt Lake City, UT metro
  6. Goldenwest Credit Union3–8 mo 4.00% · 9–15 mo 4.05% · 16–30 mo 4.45% · 31–60 mo 4.40%

    Credit union · 14 branches

    95CD score#6 in Salt Lake City, UT metro
  7. Bank of Utah3–8 mo 4.05% · 9–15 mo 4.30% · 16–30 mo 4.35% · 31–60 mo 3.90%

    Bank · 3 branches

    95CD score#7 in Salt Lake City, UT metro
  8. Canyon View Credit Union3–8 mo 3.95% · 9–15 mo 4.05% · 16–30 mo 4.45% · 31–60 mo 4.35%

    Credit union · 15 branches

    95CD score#8 in Salt Lake City, UT metro
  9. Home Savings Bank3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.35% · 31–60 mo 3.00%

    Bank · 1 branch

    93CD score#9 in Salt Lake City, UT metro
  10. Jordan Credit Union3–8 mo 3.90% · 9–15 mo 3.95% · 16–30 mo 4.35% · 31–60 mo 4.25%

    Credit union · 6 branches

    93CD score#10 in Salt Lake City, UT metro
  11. Firefighters Credit Union3–8 mo 3.95% · 9–15 mo 3.95% · 16–30 mo 4.15% · 31–60 mo 4.25%

    Credit union · 1 branch

    90CD score#11 in Salt Lake City, UT metro
  12. IBEW Federal Credit Union3–8 mo 3.90% · 9–15 mo 3.95% · 16–30 mo 4.10% · 31–60 mo 4.20%

    Credit union · 1 branch

    89CD score#12 in Salt Lake City, UT metro
  13. Banterra Bank3–8 mo 4.15% · 9–15 mo 4.15% · 16–30 mo — · 31–60 mo 4.40%

    Bank · 1 branch

    89CD score#13 in Salt Lake City, UT metro
  14. Chartway Credit Union3–8 mo 4.30% · 9–15 mo 4.45% · 16–30 mo 2.25% · 31–60 mo 2.15%

    Credit union · 8 branches

    89CD score#14 in Salt Lake City, UT metro
  15. Granite Credit Union3–8 mo 3.80% · 9–15 mo 4.00% · 16–30 mo 4.25% · 31–60 mo 3.75%

    Credit union · 10 branches

    89CD score#15 in Salt Lake City, UT metro
  16. Ridgeline Credit Union3–8 mo 3.75% · 9–15 mo 3.85% · 16–30 mo 4.05% · 31–60 mo 4.20%

    Credit union · 1 branch

    89CD score#16 in Salt Lake City, UT metro
  17. American United Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 4.00%

    Credit union · 7 branches

    88CD score#17 in Salt Lake City, UT metro
  18. P&S Credit Union3–8 mo 3.95% · 9–15 mo 3.90% · 16–30 mo 4.00% · 31–60 mo 4.10%

    Credit union · 1 branch

    88CD score#18 in Salt Lake City, UT metro
  19. WebBank3–8 mo 4.26% · 9–15 mo 4.36% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 1 branch

    88CD score#19 in Salt Lake City, UT metro
  20. First Utah Bank3–8 mo 3.95% · 9–15 mo 4.10% · 16–30 mo 4.00% · 31–60 mo 3.15%

    Bank · 6 branches

    87CD score#20 in Salt Lake City, UT metro
  21. OE Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.50%

    Credit union · 1 branch

    87CD score#21 in Salt Lake City, UT metro
  22. UMB Bank3–8 mo 3.85% · 9–15 mo 4.25% · 16–30 mo 0.15% · 31–60 mo 0.25%

    Bank · 1 branch

    84CD score#22 in Salt Lake City, UT metro
  23. Celtic Bank3–8 mo 3.54% · 9–15 mo 3.90% · 16–30 mo 3.87% · 31–60 mo 2.79%

    Bank · 1 branch

    82CD score#23 in Salt Lake City, UT metro
  24. WaFd Bank3–8 mo 3.60% · 9–15 mo 4.10% · 16–30 mo 3.50% · 31–60 mo 0.30%

    Bank · 6 branches

    82CD score#24 in Salt Lake City, UT metro
  25. Delta Community Credit Union3–8 mo 3.70% · 9–15 mo 4.00% · 16–30 mo 3.40% · 31–60 mo 3.15%

    Credit union · 1 branch

    82CD score#25 in Salt Lake City, UT metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 36 of the 73 institutions with a branch in Salt Lake City, UT metro have too few rates published or captured to score. Rankings are a preview, not awards.