Bank · FDIC insured
First Utah Bank
A $840.3M bank headquartered in Salt Lake City, UT, with 7 branches in Utah. Best rates: CDs 4.10% and savings 0.50% APY.
First Utah Bank Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#27 of 43 in Salt Lake City, UT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Utah Bank
First Utah Bank is a locally owned and operated community bank founded in 1978.
The bank operates seven branch office locations across Salt Lake and Utah Counties and is an SBA Preferred Lender.
- Headquarters
- 3826 S 2300 E, Salt Lake City, UT 84109
- FDIC certificate
- 22738 ↗
Branches
7 branches in Utah
Loading map…
Utah
7 branches
Salt Lake City area · 6
- First Utah BankMain office3826 S 2300 E, Salt Lake City, UT 84109Directions
- Midvale Branch7070 S State St, Midvale, UT 84047Directions
- Riverton Office4168 W 12600 S, Riverton, UT 84096Directions
- City Center Branch115 E 1300 S, Salt Lake City, UT 84115Directions
- Sandy Branch11015 S State St, Sandy, UT 84070Directions
- International Branch3123 S Redwood Rd, West Valley City, UT 84119Directions
Provo area · 1
- Lehi Branch3601 N Digital Dr, Lehi, UT 84043Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.22% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 6.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.74% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio10.22%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent6.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Utah Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.