Delta Community Credit Union CD Rates

How Delta Community Credit Union’s CD rates compare

Compared with banks and credit unions near Atlanta, GA, where Delta Community Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Delta Community Credit Union
4.00%APY
Term
12 months
Requires
None
Minimum
$1,000
Earns on $10,000
$400
Certificate of Deposit Accounts
Top rate
Publix Employees Federal Credit Union
4.65%APY
Term
9 months
Requires
None
Minimum
$1,000
Earns on $10,000
$347
Publix Employees Federal Credit Union rates
2nd-highest rate
CDC Federal Credit Union
4.59%APY
Term
12 months
Requires
Another account
Minimum
$1,000
Earns on $10,000
$459
CDC Federal Credit Union rates

Compare CD rates near you →

82

CD score

Higher than 58% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.70%
9–15 months9–15 mo4.00%
16–30 months16–30 mo3.40%
31–60 months31–60 mo3.15%
QualifiedQualified4.00%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Delta Community Credit Union ranks

By CD score, in each area where it has branches

And 3 more areas →

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Certificate of Deposit Accounts

Up to 4.00%APY · 5 termsFrom $1,000 to open

Rates subject to change. Rates are effective as of the first day of the current month. Minimum opening deposit and minimum balance is $1,000.00. Early withdrawal penalties apply. Fees could reduce earnings on the account. No monthly charge or fee for maintaining a CD.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 monthsEarly withdrawal penalty is 60 days of interest	3.70%	$183
12 monthsEarly withdrawal penalty is 90 days of interest	4.00%	$400
24 monthsEarly withdrawal penalty is 180 days of interest	3.40%	$692
36 monthsEarly withdrawal penalty is 180 days of interest	3.10%	$959
60 monthsEarly withdrawal penalty is 270 days of interest	3.15%	$1,677

Sources (3)

All captured Oct 5, 2026

Special-purpose accounts

IRA CDs

Up to 4.00%APY · 4 termsIRAFrom $1,000 to open

Available in Traditional, Roth, and SEP IRA wrappers. Requires corresponding IRA savings account to be opened for IRA tax reporting. Minimum opening deposit and minimum balance is $1,000.00. No setup, administrative or maintenance fees.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
12 months	4.00%	$400
24 months	3.40%	$692
36 months	3.10%	$959
60 months	3.15%	$1,677

Sources (2)

All captured Oct 5, 2026

Who can join Delta Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Businesses that operate within 20 designated metro Atlanta, Georgia counties are eligible for business accounts.
Anyone living or working in the 20 designated metro Atlanta, Georgia counties is eligible for membership.

Employers and groups

Members of listed participating associations are eligible for membership.
Current, former, or retired employees of listed participating companies and affiliated employer groups are eligible for membership.

Military, government and schools

Current, former, or retired employees of listed government entities and educational institutions are eligible for membership.

Family and household

Persons related by blood, adoption, marriage, or qualifying domestic partnership to an existing credit union member are eligible for membership.

1 more way to join

Other ways

Non-U.S. citizen active full-time Delta Air Lines employees residing in approved foreign countries are eligible for foreign membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details