Credit union · NCUA insured
Canyon View Credit Union CD Rates
Top CarrotCanyon View Credit Union’s best CD rate is 4.45% APY on a 2-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Canyon View Credit Union’s CD rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Canyon View Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Canyon View Credit Union
4.45%APY
- Term
- 24 months
- Minimum
- $10
- Earns on $10,000
- $910
Add-On Certificate
Top rate
Comenity Capital Bank
4.85%APY
- Term
- 18 months
- Minimum
- $1,500
- Earns on $10,000
- $736
2nd-highest rate
Sallie Mae
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Canyon View Credit Union CD score
95
CD score
Higher than 97% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.05%
- 16–30 months16–30 mo4.45%
- 31–60 months31–60 mo4.35%
- QualifiedQualified4.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Canyon View Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Add-On Certificate
Up to 4.45%APY · 9 terms
$10 minimum to open; aggregate limit $250,000; consumer accounts only. Automatically renews for same term unless otherwise requested at maturity. Dividends are paid monthly. Early withdrawal penalties may apply. Min. $10 in primary savings required. Membership required. Other restrictions may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 4.05% | $405 |
| 18 months | 4.10% | $621 |
| 24 months | 4.45% | $910 |
| 30 months | 4.30% | $1,110 |
| 36 months | 4.35% | $1,363 |
| 48 months | 4.35% | $1,857 |
| 60 months | 4.35% | $2,373 |
Sources (2)
All captured Oct 22, 2026
Regular Share Certificate
Up to 4.45%APY · 9 terms
$500 minimum balances to open. No maintenance fee. Early withdrawal penalties may apply. A minimum $10 primary savings balance is required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 4.05% | $405 |
| 18 months | 4.10% | $621 |
| 24 months | 4.45% | $910 |
| 30 months | 4.30% | $1,110 |
| 36 months | 4.35% | $1,363 |
| 48 months | 4.35% | $1,857 |
| 60 months | 4.35% | $2,373 |
Sources (2)
All captured Oct 22, 2026
Regular Bump Share Certificate
Up to 4.35%APY · 8 terms
Min. $500 opening balance. One-time bump per term to prevailing CVCU rate; not retroactive. Auto-renews to a Regular Certificate of same term without bump. Min. $10 in primary savings required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 12 months | 3.95% | $395 |
| 18 months | 4.00% | $606 |
| 24 months | 4.35% | $889 |
| 30 months | 4.20% | $1,083 |
| 36 months | 4.25% | $1,330 |
| 48 months | 4.25% | $1,811 |
| 60 months | 4.25% | $2,313 |
Sources (1)
- canyonviewcu.com/rates · captured Oct 22, 2026
12-Month Access Share Certificate
3.80%APY · 1 term
Minimum $500 to open; consumer only; balance must not fall below $100 to keep account open. Members have one penalty-free withdrawal per calendar quarter; additional withdrawals may incur a penalty on dividends. Certificate will stay an access certificate at maturity. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.80% | $380 |
Sources (2)
All captured Oct 22, 2026
Special-purpose accounts
HSA Certificate
Up to 4.45%APY · 9 terms
The minimum opening balance for an HSA Certificate is $500. Early withdrawal penalties may apply. A minimum balance of $10 in primary savings is required and must be maintained. Not available for financial institutions or other institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 4.05% | $405 |
| 18 months | 4.10% | $621 |
| 24 months | 4.45% | $910 |
| 30 months | 4.30% | $1,110 |
| 36 months | 4.35% | $1,363 |
| 48 months | 4.35% | $1,857 |
| 60 months | 4.35% | $2,373 |
Sources (1)
- canyonviewcu.com/rates · captured Oct 22, 2026
IRA Share Certificate
Up to 4.45%APY · 9 terms
The minimum opening balance for an IRA Share Certificate is $500. Early withdrawal penalties may apply. See IRS guidelines for IRA rules. A minimum balance of $10 in primary savings is required and must be maintained. Other restrictions may apply. Rates are variable and subject to change. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.90% | $96 |
| 6 months | 3.95% | $196 |
| 12 months | 4.05% | $405 |
| 18 months | 4.10% | $621 |
| 24 months | 4.45% | $910 |
| 30 months | 4.30% | $1,110 |
| 36 months | 4.35% | $1,363 |
| 48 months | 4.35% | $1,857 |
| 60 months | 4.35% | $2,373 |
IRA Bump Share Certificate
Up to 4.35%APY · 8 terms
Bump option can be applied once per term to the prevailing CVCU rate; not retroactive. Minimum $500 opening balance. Early withdrawal penalties may apply. A minimum $10 primary savings balance is required. Other restrictions may apply. Not available for institutional investors. Rates are variable and subject to change. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 12 months | 3.95% | $395 |
| 18 months | 4.00% | $606 |
| 24 months | 4.35% | $889 |
| 30 months | 4.20% | $1,083 |
| 36 months | 4.25% | $1,330 |
| 48 months | 4.25% | $1,811 |
| 60 months | 4.25% | $2,313 |
Sources (1)
- canyonviewcu.com/rates · captured Oct 22, 2026
Who can join Canyon View Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, go to school, worship, or volunteer in Salt Lake, Davis, Summit, Tooele, Wasatch, or Utah counties.
Family and household
- Membership is open to immediate family members of those who qualify or are members.
Other ways
- Individuals can qualify for membership because Canyon View Credit Union has donated to a charitable organization on their behalf.
Membership information collected October 4, 2026.