Bank · FDIC insured
WebBank
A $2.9B bank headquartered in Salt Lake City, UT, with 1 branch in Utah. Best rates: CDs 4.36% and savings 0.25% APY.
WebBank Carrot Score
74
Carrot Score
Higher than 35% of U.S. banks and credit unions
#30 of 43 in Salt Lake City, UT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About WebBank
- Headquarters
- 215 S State St, Salt Lake City, UT 84111
- FDIC certificate
- 34404 ↗
Branches
1 branch in Utah
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Utah
1 branch
- WebBankMain office215 S State St, Salt Lake City, UT 84111Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 17.39% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.51% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 4.68% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $107 | $88 | — |
- CapitalLeverage ratio17.39%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.51%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets4.68%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$107Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of WebBank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.