Bank · FDIC insured
Bank of Utah
A $3.8B bank, the 346th largest of 4,207, headquartered in Ogden, UT, with 18 branches in Utah. Best rates: CDs 4.35% and savings 0.38% APY.
Bank of Utah Carrot Score
85
Carrot Score
Higher than 69% of U.S. banks and credit unions
#16 of 29 in Ogden, UT metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Utah
Bank of Utah is an independent, locally owned community bank operating since 1952.
The bank provides banking, lending, wealth management, and trust services to customers in Utah and beyond.
- Headquarters
- 2605 Washington Blvd, Ogden, UT 84401
- FDIC certificate
- 17159 ↗
Branches
18 branches in Utah
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Utah
18 branches
Ogden area · 6
- Bank of UtahMain office2605 Washington Blvd, Ogden, UT 84401Directions
- Bountiful Branch100 S 500 W, Bountiful, UT 84010Directions
- Layton Branch717 W Antelope Dr, Layton, UT 84041Directions
- Ben Lomond Branch115 N Washington Blvd, Ogden, UT 84404Directions
- South Ogden Branch4605 Harrison Blvd Ste 100, Ogden, UT 84403Directions
- Roy Branch5729 S 1900 W, Roy, UT 84067Directions
Provo area · 3
- Lindon Branch144 S State St, Lindon, UT 84042Directions
- Orem Branch980 West 830 North, Orem, UT 84059Directions
- Provo Branch3670 N University Ave, Provo, UT 84604Directions
Salt Lake City area · 3
- City Creek Banking Center50 S 200 E, Salt Lake City, UT 84111Directions
- Redwood Branch2309 S Redwood Rd, Salt Lake City, UT 84119Directions
- Sandy Branch9320 S State St, Sandy, UT 84070Directions
Brigham City area · 2
- Brigham City Branch80 E 800 S, Brigham City, UT 84302Directions
- Tremonton Branch25 N Tremont St, Tremonton, UT 84337Directions
Logan area · 2
- Logan Branch5 E 1400 N, Logan, UT 84341Directions
- Providence Branch121 N Gateway Dr, Providence, UT 84332Directions
Heber area · 1
- Heber Branch620 W 100 S, Heber City, UT 84032Directions
St. George area · 1
- St. George Branch335 E Saint George Blvd, St. George, UT 84770Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.74% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.15% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio12.74%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.15%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Utah are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.