Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in Sacramento, CA metro
Showing 1–25 of 32 scored for CDs
- 95CD score#1 in Sacramento, CA metro
- Golden 1 Credit Union3–8 mo 4.10% · 9–15 mo 4.30% · 16–30 mo 4.20% · 31–60 mo 3.55%
Credit union · 32 branches
93CD score#2 in Sacramento, CA metro - Heritage Community Credit Union3–8 mo 3.80% · 9–15 mo 4.20% · 16–30 mo 4.40% · 31–60 mo 3.80%
Credit union · 3 branches
93CD score#3 in Sacramento, CA metro - SchoolsFirst FCU3–8 mo 4.10% · 9–15 mo 3.95% · 16–30 mo 4.30% · 31–60 mo 4.10%
Credit union · 11 branches
93CD score#3 in Sacramento, CA metro - 89CD score#5 in Sacramento, CA metro
- Travis Credit Union3–8 mo 4.15% · 9–15 mo 1.30% · 16–30 mo 4.30% · 31–60 mo 3.25%
Credit union · 2 branches
88CD score#6 in Sacramento, CA metro - Ukrainian Federal Credit Union3–8 mo 1.51% · 9–15 mo 4.25% · 16–30 mo 1.51% · 31–60 mo 4.50%
Credit union · 2 branches
88CD score#7 in Sacramento, CA metro - Self-Help Federal Credit Union3–8 mo 0.15% · 9–15 mo 3.98% · 16–30 mo 4.08% · 31–60 mo 4.18%
Credit union · 1 branch
88CD score#8 in Sacramento, CA metro - OE Federal Credit Union3–8 mo 4.00% · 9–15 mo 4.00% · 16–30 mo 4.00% · 31–60 mo 3.50%
Credit union · 3 branches
87CD score#9 in Sacramento, CA metro - 87CD score#10 in Sacramento, CA metro
- Patelco Credit Union3–8 mo 4.25% · 9–15 mo 4.00% · 16–30 mo 3.00% · 31–60 mo 3.50%
Credit union · 5 branches
87CD score#11 in Sacramento, CA metro - 87CD score#12 in Sacramento, CA metro
- Firefighters First Credit Union3–8 mo 3.65% · 9–15 mo 3.80% · 16–30 mo 3.90% · 31–60 mo 3.90%
Credit union · 1 branch
86CD score#13 in Sacramento, CA metro - Sacramento Credit Union3–8 mo 3.04% · 9–15 mo 4.25% · 16–30 mo 3.25% · 31–60 mo 3.55%
Credit union · 7 branches
86CD score#13 in Sacramento, CA metro - 84CD score#15 in Sacramento, CA metro
- California Community Credit Union3–8 mo 4.00% · 9–15 mo 3.85% · 16–30 mo 3.25% · 31–60 mo 3.45%
Credit union · 3 branches
84CD score#16 in Sacramento, CA metro - First U.S. Community Credit Union3–8 mo 4.00% · 9–15 mo 3.15% · 16–30 mo 3.25% · 31–60 mo 3.55%
Credit union · 5 branches
83CD score#17 in Sacramento, CA metro - Provident Credit Union3–8 mo 3.75% · 9–15 mo 3.30% · 16–30 mo 3.90% · 31–60 mo 3.35%
Credit union · 1 branch
82CD score#18 in Sacramento, CA metro - 81CD score#19 in Sacramento, CA metro
- 78CD score#20 in Sacramento, CA metro
- 74CD score#21 in Sacramento, CA metro
- First Tech Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.50% · 16–30 mo 3.15% · 31–60 mo 3.25%
Credit union · 2 branches
72CD score#22 in Sacramento, CA metro - SAFE Credit Union3–8 mo 3.45% · 9–15 mo 3.04% · 16–30 mo 2.68% · 31–60 mo 3.20%
Credit union · 18 branches
71CD score#23 in Sacramento, CA metro - 70CD score#24 in Sacramento, CA metro
- 66CD score#25 in Sacramento, CA metro
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 24 of the 56 institutions with a branch in Sacramento, CA metro have too few rates published or captured to score. Rankings are a preview, not awards.