Skip to content

Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–15 results in Sacramento, CA metro

  1. SoFi Bank, National AssociationSoFi SavingsSavings

    Bank · 1 branch

    4.40%APY$440 a year on $10,000with conditions
  2. EverBankEverBank Performance SavingsSavings · $0 min

    Bank · 1 branch

    4.20%APY$420 a year on $10,000intro rate
  3. Heritage Community Credit UnionFree Kasasa SaverSavings · $25 min · 0.10%–4.00% by balance

    Credit union · 3 branches

    4.00%APY$400 a year on $10,000with conditions
  4. First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min

    Credit union · 2 branches

    3.50%APY$350 a year on $10,000with conditions
  5. Top Carrot, Carrot Score 93
    Travis Credit UnionDiamond Money MarketDiamond Money Market · $100 min · 3.50%–3.85% by balance

    Credit union · 2 branches

    3.50%APY$350 a year on $10,000intro rate
  6. SoFi Bank, National AssociationSoFi SavingsSavings

    Bank · 1 branch

    3.30%APY$330 a year on $10,000with conditions
  7. Sunflower BankVelocity Money MarketVelocity Money Market · 3.02%–3.85% by balance

    Bank · 3 branches

    3.02%APY$302 a year on $10,000
  8. First Tech Federal Credit UnionFirst Tech Rewards SavingsSavings · $25 min

    Credit union · 2 branches

    3.00%APY$300 a year on $10,000with conditions
  9. Top Carrot, Carrot Score 89
    CitiCiti Accelerate SavingsSavings · $0 min

    Bank · 5 branches

    3.00%APY$300 a year on $10,000
  10. Top Carrot, Carrot Score 91
    First BankIcon High-Yield SavingsSavings · $100 min

    Bank · 3 branches

    2.90%APY$290 a year on $10,000
  11. Patelco Credit UnionMoney Market PlusMoney Market Plus · $1 min · 2.50%–3.25% by balance

    Credit union · 5 branches

    2.50%APY$250 a year on $10,000with conditions
  12. Top Carrot, Carrot Score 89
    Self-Help Federal Credit UnionMoney MarketMoney Market

    Credit union · 1 branch

    2.12%APY$212 a year on $10,000
  13. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionMoney MarketMoney Market · $500 min · 0.10%–3.30% by balance

    Credit union · 2 branches

    2.02%APY$202 a year on $10,000
  14. Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance

    Bank · 12 branches

    2.00%APY$200 a year on $10,000intro rate
  15. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 32 branches

    2.00%APY$200 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Sacramento, CA metro

123 accounts at 38 banks and credit unions · checked Oct 16–22

Typical
0.10%
Top 10% from
2.02%
Banks, typical
0.10%
Credit unions, typical
0.10%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Sacramento, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Travis Credit UnionCredit union · 2 branches
  2. Firefighters First Credit UnionCredit union · 1 branch
  3. First BankBank · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate