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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Sacramento, CA metro

  1. Top Carrot, Carrot Score 89
    Ukrainian Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 2 branches

    4.50%APY$1,412 over 36 months on $10,000
  2. Heritage Community Credit UnionShare CertificatesCD · 22 months · $1,000 min

    Credit union · 3 branches

    4.40%APY$821 over 22 months on $10,000intro rate
  3. Citizens National Bank of TexasCNB Certificate of DepositCD · 12 months · $1,000 min

    Bank · 1 branch

    4.33%APY$433 over 1 year on $10,000
  4. Top Carrot, Carrot Score 87
    Golden 1 Credit Union9-Month New Money Term Savings CertificateCD · 9 months · $500 min

    Credit union · 32 branches

    4.30%APY$321 over 9 months on $10,000intro rate
  5. Top Carrot, Carrot Score 93
    Travis Credit UnionCertificate SpecialsCD · 18 months · $500 min

    Credit union · 2 branches

    4.30%APY$652 over 18 months on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    SchoolsFirst FCUPromotional Share CertificateCD · 19 months · $500 min

    Credit union · 11 branches

    4.30%APY$689 over 19 months on $10,000intro rate
  7. Poppy BankPersonal Certificate of Deposit AccountsCD · 3 months · $1,000 min

    Bank · 4 branches

    4.25%APY$105 over 3 months on $10,000
  8. Patelco Credit UnionCertificatesCD · 7 months · $250 min

    Credit union · 5 branches

    4.25%APY$246 over 7 months on $10,000intro rate
  9. Yolo Federal Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min

    Credit union · 5 branches

    4.25%APY$317 over 9 months on $10,000with conditions
  10. Sacramento Credit UnionCertificate SpecialsCD · 9 months · $1,000 min

    Credit union · 7 branches

    4.25%APY$317 over 9 months on $10,000intro rate
  11. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 51 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  12. Top Carrot, Carrot Score 89
    CitiCertificate of DepositCD · 12 months · $500 min

    Bank · 5 branches

    4.25%APY$425 over 1 year on $10,000
  13. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 4 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  14. Top Carrot, Carrot Score 91
    First BankCertificates of DepositCD · 13 months · $1,000 min

    Bank · 3 branches

    4.20%APY$456 over 13 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    Golden 1 Credit UnionTerm Savings CertificateCD · 17 months · $500 min

    Credit union · 32 branches

    4.20%APY$600 over 17 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Sacramento, CA metro

446 CDs at 37 banks and credit unions · checked Oct 6–22

Typical
2.50%
Top 10% from
4.00%
Banks, typical
0.75%
Credit unions, typical
3.30%

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Sacramento, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Travis Credit UnionCredit union · 2 branches
  2. Firefighters First Credit UnionCredit union · 1 branch
  3. First BankBank · 3 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate