Credit union · NCUA insured
Travis Credit Union CD Rates
Top CarrotTravis Credit Union’s best CD rate is 4.30% APY on an 18-month share certificate (CD). Terms run from 4 months to 5 years. Rates checked October 16, 2026.
How Travis Credit Union’s CD rates compare
Compared with banks and credit unions near Vallejo, CA, where Travis Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Travis Credit Union
4.30%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $652
Certificate Specials
Top rate
Together Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $412
2nd-highest rate
Golden 1 Credit Union
4.30%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $321
Travis Credit Union CD score
88
CD score
Higher than 85% of U.S. banks and credit unions
- 3–8 months3–8 mo4.15%
- 9–15 months9–15 mo1.30%
- 16–30 months16–30 mo4.30%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Travis Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Specials
Up to 4.30%APY · 4 terms
Minimum initial deposit $500. Dividends compound monthly. Penalty for early withdrawal. Automatically renews at maturity at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months4 months (122 days). Dividends compound monthly. Penalty for early withdrawal | 3.80% | $125 |
| 7 months7 months (213 days). Dividends compound monthly. Penalty for early withdrawal | 4.15% | $240 |
| 18 months18 months (548 days). Dividends compound monthly. Penalty for early withdrawal | 4.30% | $652 |
| 33 months33 months (1004 days). Dividends compound monthly. Penalty for early withdrawal | 3.25% | $919 |
Sources (2)
All captured Oct 6, 2026
5-Month Certificate Special
4.10%APY · 1 term
Available for named recipient who received offer. Minimum initial deposit of $50,000 in new money (funds not currently on deposit with Travis Credit Union). Dividends compound monthly. Penalty for early withdrawal. Certificate will automatically renew at maturity at the nearest standard term and dividend rate. Membership required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsMinimum initial deposit $50,000 new money. Only available to named recipient who received email offer. 5 months (154 days). Dividends compound monthly. Penalty for early withdrawal | 4.10% | — |
Sources (1)
- traviscu.org/5-month-cd · captured Oct 6, 2026
Standard Certificate Accounts
Up to 2.45%APY · 8 terms
Minimum initial deposit $500. Dividends compound monthly. Fixed rate until maturity. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 months (182 to 273 days). Dividends compound monthly | 0.90% | $45 |
| 9 months9 months (274 to 364 days). Dividends compound monthly | 1.00% | $75 |
| 12 months12 months (365 to 577 days). Dividends compound monthly | 1.30% | $130 |
| 19 months19 months (578 to 729 days). Dividends compound monthly | 1.75% | $278 |
| 24 months24 months (730 to 1094 days). Dividends compound monthly | 2.00% | $404 |
| 36 months36 months (1095 to 1459 days). Dividends compound monthly | 2.10% | $643 |
| 48 months48 months (1460 to 1824 days). Dividends compound monthly | 2.20% | $909 |
| 60 months60 months (1825 or more days). Dividends compound monthly | 2.45% | $1,287 |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificate Specials
Up to 4.30%APY · 4 terms
Minimum initial deposit $500. Dividends compound monthly. Penalty for early withdrawal. Includes IRA and CESA certificates. Automatically renews at maturity at the nearest available standard term and dividend rate, not to exceed the term of the Certificate Special.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 months4 months (122 days). Dividends compound monthly. Penalty for early withdrawal | 3.80% | $125 |
| 7 months7 months (213 days). Dividends compound monthly. Penalty for early withdrawal | 4.15% | $240 |
| 18 months18 months (548 days). Dividends compound monthly. Penalty for early withdrawal | 4.30% | $652 |
| 33 months33 months (1004 days). Dividends compound monthly. Penalty for early withdrawal | 3.25% | $919 |
Sources (2)
All captured Oct 6, 2026
5-Month IRA Certificate Special
4.10%APY · 1 term
Available for named recipient who received offer. Minimum initial deposit of $50,000 in new money (funds not currently on deposit with Travis Credit Union). Eligible for IRA and CESA certificates. Dividends compound monthly. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsMinimum initial deposit $50,000 new money. Only available to named recipient who received email offer. 5 months (154 days). Dividends compound monthly. Penalty for early withdrawal | 4.10% | — |
Sources (1)
- traviscu.org/5-month-cd · captured Oct 6, 2026
IRA Laddering Certificate Accounts
Up to 2.55%APY · 5 terms
Requires establishing 5 individual IRA/CESA certificates with laddering maturity dates (1 year, 2 year, 3 year, 4 year, 5 year). Total minimum initial deposit $50,000 ($10,000 per certificate). Dividends compound monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 months (365 to 729 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 1.40% | $140 |
| 24 months24 months (730 to 1094 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.10% | $424 |
| 36 months36 months (1095 to 1459 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.20% | $675 |
| 48 months48 months (1460 to 1824 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.30% | $952 |
| 60 months60 months (1825 or more days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.55% | $1,342 |
Sources (1)
- traviscu.org/rates/savings-rates/cd-rates · captured Oct 6, 2026
Laddering Certificate Accounts
Up to 2.55%APY · 5 terms
Requires establishing 5 individual certificates with laddering maturity dates (1 year, 2 year, 3 year, 4 year, 5 year). Total minimum initial deposit $50,000 ($10,000 per certificate). Includes IRA and CESA. Dividends compound monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months12 months (365 to 729 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 1.40% | $140 |
| 24 months24 months (730 to 1094 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.10% | $424 |
| 36 months36 months (1095 to 1459 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.20% | $675 |
| 48 months48 months (1460 to 1824 days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.30% | $952 |
| 60 months60 months (1825 or more days). Part of 5-certificate laddering structure. Minimum deposit $10,000 per certificate. Dividends compound monthly | 2.55% | $1,342 |
Sources (1)
- traviscu.org/rates/savings-rates/cd-rates · captured Oct 6, 2026
IRA & Coverdell Educational Savings Account (CESA) Certificates
Up to 2.45%APY · 8 terms
Minimum initial deposit $500. Traditional, Roth, or Coverdell Educational Savings Account (CESA) IRA certificates. Dividends compound monthly. Early withdrawal penalty applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months6 months (182 to 273 days). Dividends compound monthly | 0.90% | $45 |
| 9 months9 months (274 to 364 days). Dividends compound monthly | 1.00% | $75 |
| 12 months12 months (365 to 577 days). Dividends compound monthly | 1.30% | $130 |
| 19 months19 months (578 to 729 days). Dividends compound monthly | 1.75% | $278 |
| 24 months24 months (730 to 1094 days). Dividends compound monthly | 2.00% | $404 |
| 36 months36 months (1095 to 1459 days). Dividends compound monthly | 2.10% | $643 |
| 48 months48 months (1460 to 1824 days). Dividends compound monthly | 2.20% | $909 |
| 60 months60 months (1825 or more days). Dividends compound monthly | 2.45% | $1,287 |
Sources (1)
- traviscu.org/rates/savings-rates/cd-rates · captured Oct 6, 2026
Who can join Travis Credit Union
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