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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Detroit, MI metro

Showing 26–50 of 67 scored for CDs

  1. Michigan First Credit Union3–8 mo 3.30% · 9–15 mo 3.51% · 16–30 mo 4.18% · 31–60 mo 3.56%

    Credit union · 21 branches

    86CD score#26 in Detroit, MI metro
  2. Michigan Educational Credit Union3–8 mo 3.50% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.85%

    Credit union · 4 branches

    85CD score#27 in Detroit, MI metro
  3. Construction Federal Credit Union3–8 mo 4.00% · 9–15 mo 3.95% · 16–30 mo 3.65% · 31–60 mo 3.25%

    Credit union · 1 branch

    85CD score#28 in Detroit, MI metro
  4. Selfreliance Federal Credit Union3–8 mo 3.95% · 9–15 mo 4.00% · 16–30 mo 3.50% · 31–60 mo 3.25%

    Credit union · 3 branches

    85CD score#29 in Detroit, MI metro
  5. Mercantile Bank3–8 mo 3.95% · 9–15 mo 3.95% · 16–30 mo 3.60% · 31–60 mo 3.03%

    Bank · 1 branch

    84CD score#30 in Detroit, MI metro
  6. Michigan United Credit Union3–8 mo 3.34% · 9–15 mo 3.85% · 16–30 mo 3.91% · 31–60 mo 3.44%

    Credit union · 9 branches

    82CD score#31 in Detroit, MI metro
  7. Ukrainian Selfreliance MI FCU3–8 mo 3.50% · 9–15 mo 3.95% · 16–30 mo 3.79% · 31–60 mo 3.29%

    Credit union · 2 branches

    82CD score#32 in Detroit, MI metro
  8. Security Credit Union3–8 mo 3.50% · 9–15 mo 3.55% · 16–30 mo 3.60% · 31–60 mo 3.65%

    Credit union · 6 branches

    81CD score#33 in Detroit, MI metro
  9. Ignite Credit Union3–8 mo 1.51% · 9–15 mo 4.70% · 16–30 mo 2.17% · 31–60 mo 2.73%

    Credit union · 1 branch

    80CD score#34 in Detroit, MI metro
  10. United Churches Credit Union3–8 mo 4.00% · 9–15 mo 3.56% · 16–30 mo 3.04% · 31–60 mo 3.04%

    Credit union · 1 branch

    80CD score#35 in Detroit, MI metro
  11. Lake Michigan Credit Union3–8 mo 3.15% · 9–15 mo 3.65% · 16–30 mo 3.30% · 31–60 mo 3.75%

    Credit union · 8 branches

    80CD score#36 in Detroit, MI metro
  12. TRUE Community Credit Union3–8 mo 3.30% · 9–15 mo 3.40% · 16–30 mo 3.50% · 31–60 mo 3.65%

    Credit union · 3 branches

    79CD score#37 in Detroit, MI metro
  13. Credit Union ONE3–8 mo 4.33% · 9–15 mo 3.04% · 16–30 mo 2.71% · 31–60 mo 1.97%

    Credit union · 13 branches

    78CD score#38 in Detroit, MI metro
  14. ELGA Credit Union3–8 mo 2.60% · 9–15 mo 4.00% · 16–30 mo 2.75% · 31–60 mo 3.15%

    Credit union · 2 branches

    78CD score#39 in Detroit, MI metro
  15. Bank of Ann Arbor3–8 mo 3.20% · 9–15 mo 3.35% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Bank · 12 branches

    77CD score#40 in Detroit, MI metro
  16. F&M Bank3–8 mo — · 9–15 mo 3.50% · 16–30 mo 3.50% · 31–60 mo 3.50%

    Bank · 2 branches

    76CD score#41 in Detroit, MI metro
  17. Alliance Catholic Credit Union3–8 mo 3.50% · 9–15 mo 3.75% · 16–30 mo 3.50% · 31–60 mo 2.50%

    Credit union · 12 branches

    75CD score#42 in Detroit, MI metro
  18. Bank of America3–8 mo 3.75% · 9–15 mo 3.75% · 16–30 mo 1.75% · 31–60 mo 0.11%

    Bank · 59 branches

    74CD score#43 in Detroit, MI metro
  19. Walled Lake Schools Federal Credit Union3–8 mo 1.15% · 9–15 mo 1.25% · 16–30 mo 4.10% · 31–60 mo 1.70%

    Credit union · 1 branch

    73CD score#44 in Detroit, MI metro
  20. University of Michigan Credit Union3–8 mo 2.89% · 9–15 mo 3.66% · 16–30 mo 2.94% · 31–60 mo 3.14%

    Credit union · 2 branches

    73CD score#45 in Detroit, MI metro
  21. OUR Credit Union3–8 mo 4.08% · 9–15 mo 1.00% · 16–30 mo 1.26% · 31–60 mo 1.76%

    Credit union · 5 branches

    72CD score#46 in Detroit, MI metro
  22. Huntington Bank3–8 mo 4.10% · 9–15 mo 2.50% · 16–30 mo 0.25% · 31–60 mo 0.25%

    Bank · 108 branches

    72CD score#47 in Detroit, MI metro
  23. Total Community Credit Union3–8 mo 3.75% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo —

    Credit union · 1 branch

    72CD score#48 in Detroit, MI metro
  24. Wayne Westland Federal Credit Union3–8 mo 1.15% · 9–15 mo 4.06% · 16–30 mo 1.41% · 31–60 mo 1.66%

    Credit union · 1 branch

    71CD score#49 in Detroit, MI metro
  25. Southeast Michigan State EFCU3–8 mo 2.53% · 9–15 mo 2.77% · 16–30 mo 2.77% · 31–60 mo 3.54%

    Credit union · 1 branch

    71CD score#50 in Detroit, MI metro

Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 32 of the 99 institutions with a branch in Detroit, MI metro have too few rates published or captured to score. Rankings are a preview, not awards.