Credit union · NCUA insured
Walled Lake Schools Federal Credit Union
Top CarrotA $137.5M credit union headquartered in Wolverine Lake, MI, with 5,048 members and 1 branch in Michigan. Best rates: CDs 4.10% APY.
Walled Lake Schools Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#14 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Walled Lake Schools Federal Credit Union
Walled Lake Schools Federal Credit Union is headquartered in Walled Lake, Michigan.
- Headquarters
- 3095 S Commerce Rd, Wolverine Lake, MI 48390-1418
- NCUA charter
- 6613
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the City of Walled Lake, the City of Wixom, the Village of Wolverine Lake, or Commerce Twp. are eligible for membership.
- Students and employees of the Walled Lake Consolidated School District are eligible for membership.
Family and household
- Family members of students, school employees, or city employees who have an account on file are eligible for membership.
Cost to join
- Membership requires opening a savings account with an initial deposit of at least $5.
Branches
1 branch in Michigan
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Michigan
1 branch
- MainMain office3095 S Commerce Rd, Wolverine Lake, MI 48390Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.58% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.50% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.37% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $26 | $76 | — |
- CapitalNet worth ratio14.58%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.50%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.37%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$26Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Walled Lake Schools Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.