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Credit union · NCUA insured

Wayne Westland Federal Credit Union CD Rates

Wayne Westland Federal Credit Union’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.

How Wayne Westland Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Detroit, MI, where Wayne Westland Federal Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Wayne Westland Federal Credit Union

    4.06%APY

    Term
    12 months
    Requires
    None
    Minimum
    —
    Earns on $10,000
    $406

    Certificates

  • Top rate

    FreeStar Financial Credit Union

    5.25%APY

    Term
    18 months
    Requires
    Another account
    Minimum
    $500
    Earns on $10,000
    $798

    FreeStar Financial Credit Union rates

  • 2nd-highest rate

    Diversified Members Credit Union

    5.15%APY

    Term
    12 months
    Requires
    None
    Minimum
    $5,000
    Earns on $10,000
    $515

    Diversified Members Credit Union rates

Compare CD rates near you →

Wayne Westland Federal Credit Union CD score

71

CD score

Higher than 30% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo1.15%
  • 9–15 months9–15 mo4.06%
  • 16–30 months16–30 mo1.41%
  • 31–60 months31–60 mo1.66%
  • QualifiedQualified4.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Wayne Westland Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Wayne Westland Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • You are eligible for membership if you live, work (or regularly conduct business in), worship, attend school, perform volunteer services, participate in associations headquartered in, participate in programs to relieve poverty or distress which are located in, or are incorporated or unincorporated organizations located in or maintaining a facility in Wayne County, Michigan.

Cost to join

  • A minimum share deposit of $5 is required to open a savings account.
  • A $2 membership fee is required, which goes toward the nonprofit Community Social Services of Wayne County.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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