Credit union · NCUA insured
Selfreliance Federal Credit Union CD Rates
Selfreliance Federal Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 5 months to 3 years. Rates checked October 16, 2026.
How Selfreliance Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Selfreliance Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Selfreliance Federal Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $400
Certificate
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Selfreliance Federal Credit Union CD score
85
CD score
Higher than 69% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Selfreliance Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate
Up to 4.00%APY · 5 terms
Dividends accrue on daily balance. Less than 1 year certificates post dividends at maturity; 1 year or longer certificates compound dividends quarterly. Withdrawal before maturity subject to penalty. Minimum required certificate amount is $500, maximum balance is $1,000,000 per member. Membership requires completing payment of one $5.00 share.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 monthsNo Penalty Special. Dividends accrue on daily balance and post at maturity | 3.80% | $157 |
| 6 monthsDividends accrue on daily balance and post at maturity. Early withdrawal subject to penalty | 3.95% | $196 |
| 12 monthsDividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty | 4.00% | $400 |
| 24 monthsDividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty | 3.50% | $712 |
| 36 monthsDividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty | 3.25% | $1,007 |
Special-purpose accounts
IRA Certificate
Up to 4.00%APY · 5 terms
Available for Traditional, Roth, and SEP IRAs. IRA certificate rates are fixed upon opening the account. Dividends accrue on daily balance. Less than 12 months certificate dividends post at maturity. 1 year or longer certificates compound quarterly. Early withdrawal subject to penalty. Minimum required amount is $500, maximum balance is $1,000,000 per member. NCUA insured.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 5 months5-Month No Penalty Special IRA Certificate. Dividends accrue on daily balance and post at maturity | 3.80% | $157 |
| 6 monthsDividends accrue on daily balance and post at maturity. Early withdrawal subject to penalty. Fixed upon opening | 3.95% | $196 |
| 12 monthsDividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty. Fixed upon opening | 4.00% | $400 |
| 24 monthsDividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty. Fixed upon opening | 3.50% | $712 |
| 36 monthsDividends accrue on daily balance and compound quarterly. Early withdrawal subject to penalty. Fixed upon opening | 3.25% | $1,007 |
Sources (3)
- selfreliance.com/savings-checking/ira
- selfreliance.com/join-about-us/all-rates
- selfreliance.com/savings-checking/share-certificate
All captured Oct 6, 2026
Who can join Selfreliance Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of Selfreliance Association in Chicago, IL.
- Membership is open to members of The Chicago, IL, Branch of the “Selfreliance Association of American-Ukrainians, Inc.’ in Chicago, IL.
- Membership is open to members of The Future Ukrainian American Aid Association of Detroit, MI.
- Membership is open to members of The Hartford Branch of the Selfreliance” Association of American Ukrainians, Wethersfield, CT.
- Membership is open to members of The Jersey City, NJ, Branch of the “Selfreliance Association of American-Ukrainians, Inc.’ in Jersey City, NJ.
- Membership is open to members of The “Selfreliance” Association of American Ukrainians in Newark, NJ.
1 more way to join
Employers and groups
- Membership is open to members of The “Selfreliance” Association of American Ukrainians in Trenton, NJ.
Cost to join
- A minimum deposit of $5 is required to fund a Savings account.
- A $5 membership fee is required to join an Association.
Membership information collected October 5, 2026.