Credit union · NCUA insured
Security Credit Union CD Rates
Top CarrotSecurity Credit Union’s best CD rate is 3.65% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Security Credit Union’s CD rates compare
Compared with banks and credit unions near Detroit, MI, where Security Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Security Credit Union
3.65%APY
- Term
- 60 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,963
Share Certificates of Deposit
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
Security Credit Union CD score
81
CD score
Higher than 54% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.60%
- 31–60 months31–60 mo3.65%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates of Deposit
Up to 3.65%APY · 8 terms
Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of October 1, 2026. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.50% | — | 3.50% | $173 |
| 12 months | 3.55% | — | 3.55% | $355 |
| 18 months | 3.60% | — | 3.60% | $545 |
| 24 months | 3.45% | — | 3.45% | $702 |
| 30 months | 3.50% | — | 3.50% | $898 |
| 36 months | — | 3.55% | 3.55% | $1,103 |
| 48 months | — | 3.60% | 3.60% | $1,520 |
| 60 months | — | 3.65% | 3.65% | $1,963 |
Special-purpose accounts
IRA Share Certificates of Deposit
Up to 3.65%APY · 8 terms
Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Rates are effective as of October 1, 2026. Rates are subject to change without notice; printed matter such as our newsletter Security Matters takes priority over Internet rates. Call Security Credit Union for current rates. Penalty will be imposed for early withdrawal (90 days interest for terms of 12 months or less, 180 days interest for terms greater than 1 year). Fees may reduce earnings on the account. Traditional, Roth, and Coverdell IRAs available.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.50% | — | 3.50% | $173 |
| 12 months | 3.55% | — | 3.55% | $355 |
| 18 months | 3.60% | — | 3.60% | $545 |
| 24 months | 3.45% | — | 3.45% | $702 |
| 30 months | 3.50% | — | 3.50% | $898 |
| 36 months | — | 3.55% | 3.55% | $1,103 |
| 48 months | — | 3.60% | 3.60% | $1,520 |
| 60 months | — | 3.65% | 3.65% | $1,963 |
Who can join Security Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone that lives, works, worships, or attends school throughout the entire state of Michigan.
- Membership includes the Ohio counties of Allen, Defiance, Erie, Fulton, Hancock, Henry, Huron, Lucas, Ottawa, Putnam, Sandusky, Seneca, Williams, and Wood.
Membership information collected October 5, 2026.