Credit union · NCUA insured
TRUE Community Credit Union
A $953.2M credit union headquartered in Jackson, MI, with 81,734 members and 15 branches in Michigan. Best rates: CDs 3.65% and savings 0.50% APY.
TRUE Community Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#13 of 15 in Jackson, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About TRUE Community Credit Union
TRUE Community Credit Union operates 15 branch locations serving members across Jackson, Ingham, Wayne, and Washtenaw Counties in Michigan.
- Headquarters
- 1100 Clinton Rd, Jackson, MI 49202-2060
- NCUA charter
- 68718
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, learns (attends school), works, or worships across the State of Michigan.
Branches
15 branches in Michigan
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Michigan
15 branches
Jackson area · 8
- Clinton RoadMain office1100 Clinton Rd, Jackson, MI 49202Directions
- Brooklyn131 S Main St, Brooklyn, MI 49230Directions
- Grass Lake670 E Michigan Ave, Grass Lake, MI 49240Directions
- Downtown165 W Michigan Ave, Jackson, MI 49201Directions
- Parnall1309 W Parnall Rd, Jackson, MI 49201Directions
- Spring Arbor2055 Spring Arbor Rd, Jackson, MI 49203Directions
- Vandercook Lake1304 E McDevitt Ave, Jackson, MI 49203Directions
- Parma121 W Main St, Parma, MI 49269Directions
Detroit area · 3
- Dearborn9500 Dix, Dearborn, MI 48120Directions
- Livonia36525 Plymouth Rd, Livonia, MI 48150Directions
- Westland1747 S Newburgh Rd, Westland, MI 48186Directions
Ann Arbor area · 3
- Saline559B E Michigan Ave Ste B, Saline, MI 48176Directions
- Mansfield424 S Mansfield St, Ypsilanti, MI 48197Directions
- Whittaker1861 Whittaker Rd, Ypsilanti, MI 48197Directions
Lansing area · 1
- Mason103 E Kipp Rd, Mason, MI 48854Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.58% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.10% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $87 | $76 | — |
- CapitalNet worth ratio11.58%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.10%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$87Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of TRUE Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.